ISO/IEC 7812-2:2015
(Main)Identification cards — Identification of issuers — Part 2: Application and registration procedures
Identification cards — Identification of issuers — Part 2: Application and registration procedures
ISO/IEC 7812-2:2012 specifies the application and registration procedures for Issuer Identification Numbers (IINs) issued in accordance with ISO/IEC 7812-1.
Cartes d'identification — Identification des émetteurs — Partie 2: Application et procédures de demande d'enregistrement
General Information
Relations
Standards Content (Sample)
INTERNATIONAL ISO/IEC
STANDARD 7812-2
Fourth edition
2015-07-01
Identification cards — Identification
of issuers —
Part 2:
Application and registration procedures
Cartes d’identification — Identification des émetteurs —
Partie 2: Application et procédures de demande d’enregistrement
Reference number
ISO/IEC 7812-2:2015(E)
©
ISO/IEC 2015
---------------------- Page: 1 ----------------------
ISO/IEC 7812-2:2015(E)
ISO/IEC 7812-2:2015(E)
COPYRIGHT PROTECTED DOCUMENT
© ISO/IEC 2015, Published in Switzerland
All rights reserved. Unless otherwise specified, no part of this publication may be reproduced or utilized otherwise in any form
or by any means, electronic or mechanical, including photocopying, or posting on the internet or an intranet, without prior
written permission. Permission can be requested from either ISO at the address below or ISO’s member body in the country of
the requester.
ISO copyright office
Ch. de Blandonnet 8 • CP 401
CH-1214 Vernier, Geneva, Switzerland
Tel. +41 22 749 01 11
Fax +41 22 749 09 47
copyright@iso.org
www.iso.org
ii © ISO/IEC 2015 – All rights reserved
---------------------- Page: 2 ----------------------
ISO/IEC 7812-2:2015(E)
Contents Page
Foreword . iv
Introduction . v
1 Scope . 1
2 Normative references . 1
3 Terms and definitions . 1
Annex A (informative) National numbering systems for card issuers . 12
Annex B (normative) Luhn formula for computing modulus-10 “double-add-double” check digits . 13
© ISO/IEC 2015 – All rights reserved iii
---------------------- Page: 3 ----------------------
ISO/IEC 7812-2:2015(E)
Foreword
ISO (the International Organization for Standardization) and IEC (the International Electrotechnical
Commission) form the specialized system for worldwide standardization. National bodies that are members of
ISO or IEC participate in the development of International Standards through technical committees
established by the respective organization to deal with particular fields of technical activity. ISO and IEC
technical committees collaborate in fields of mutual interest. Other international organizations, governmental
and non-governmental, in liaison with ISO and IEC, also take part in the work. In the field of information
technology, ISO and IEC have established a joint technical committee, ISO/IEC JTC 1.
International Standards are drafted in accordance with the rules given in the ISO/IEC Directives, Part 2.
The main task of the joint technical committee is to prepare International Standards. Draft International
Standards adopted by the joint technical committee are circulated to national bodies for voting. Publication as
an International Standard requires approval by at least 75 % of the national bodies casting a vote.
Attention is drawn to the possibility that some of the elements of this document may be the subject of patent
rights. ISO and IEC shall not be held responsible for identifying any or all such patent rights.
ISO/IEC 7812-2 was prepared by Joint Technical Committee ISO/IEC JTC 1, Information technology,
Subcommittee SC 17, Cards and personal identification.
This fourth edition cancels and replaces the third edition (ISO/IEC 7812-2:2007), which has been technically
revised.
ISO/IEC 7812 consists of the following parts, under the general title Identification cards — Identification of
issuers:
Part 1: Numbering system
Part 2: Application and registration procedures
iv © ISO/IEC 2015 – All rights reserved
---------------------- Page: 4 ----------------------
ISO/IEC 7812-2:2015(E)
Introduction
This part of ISO/IEC 7812 is one of a series of International Standards describing the parameters for card
issuers for operation within an interchange environment. Card issuers not operating in an interchange
environment are encouraged to contact their sponsoring authorities for a number assigned by that national
standards body. Use of a national IIN will avoid conflicts if the cardsare unintentionally used in an
interchange environment.
© ISO/IEC 2015 – All rights reserved v
---------------------- Page: 5 ----------------------
ISO/IEC 7812-2:2015(E)
INTERNATIONAL STANDARD
Identification cards — Identification of issuers —
Part 2:
Application and registration procedures
1 Scope
This part of ISO/IEC 7812 specifies the application and registration procedures for Issuer Identification
Numbers (IINs) issued in accordance with ISO/IEC 7812-1.
2 Normative references
The following referenced documents are indispensable for the application of this document. For dated
references, only the edition cited applies. For undated references, the latest edition of the referenced
document (including any amendments) applies.
ISO/IEC 7812-1, Identification cards — Identification of issuers — Part 1: Numbering system
3 Terms and definitions
For the purposes of this document, the terms and definitions given in ISO/IEC 7812-1 and the following apply.
3.1
administrative blockholder
body/business entity that is assigned a block of IINs for re-assignment to card issuers within its specific
geographic or industry sector area of jurisdiction
NOTE Upon assignment of the IIN to the card issuers, ownership of the IIN is transferred to the individual issuer. IINs
no longer in use by the card issuers are returned to the Registration Authority. These IINs are assigned in accordance
with the procedures established herein and under legal agreement with the Registration Authority.
3.2
block of IINs
reservation in the ISO Register of Card Issuer Identification Numbers of a series of two or more IINs for
assignment by an administrative or card scheme blockholder
3.3
card acceptor
party accepting the card for the purpose of presenting transaction data to an acquirer
3.4
card scheme blockholder
body/business entity representing a group of card issuers, and who provides an interchange environment to
facilitate the issuance and acceptance of the cards of that group
NOTE The core service provided by the card scheme blockholder is a governing set of rules and policies nd may
also include additional services such as authorization services. Ownership of the IINs within the block is retained by the
© ISO/IEC 2015 – All rights reserved 1
---------------------- Page: 6 ----------------------
ISO/IEC 7812-2:2015(E)
card scheme, and IINs no longer in use by the card issuers are returned to the card scheme.Interchange among the card
scheme members is governed by a set of operating procedures.
3.5
sponsoring authority
body authorized by the Sub-Committee responsible for administering an ISO numbering system, (in this case
ISO/IEC JTC 1/SC 17) to receive, process and approve applications for IINs submitted in accordance with
ISO/IEC 7812-1 and ISO/IEC 7812-2.
4 Application and registration procedures
4.1 Application procedure for assignment of a single IIN
An applicant shall apply to its national standards body, or its national body's designated Sponsoring Authority
for the assignment of a single IIN using the form shown in Annex B. In the absence of a national standards
body, or designated Sponsoring Authority, the application should be sent to the secretariat of the ISO/IEC
technical body responsible for this International Standard. Application forms are also available, on request
from the Registration Authority, the secretariat of the Registration Management Group (RMG) and the
secretariat of ISO/IEC JTC 1/SC 17. The national standards body or the secretariat of ISO/IEC JTC 1/SC 17
then acts as the “Sponsoring Authority” (see Clause 7) with respect to the application.
4.2 Application procedure for approval to become an authorized blockholder
4.2.1 Types of blockholders
There are two types of blockholders, administrative blockholders and card scheme blockholders.
Administrative blockholders (see 3.1) are assigned a block of IINs, following approval by the RMG, for
re-assignment to card issuers that fall within their specific industry or geographic area of jurisdiction. Once
assigned, the IIN belongs to the card issuers unless it specifically agrees to relinquish the IIN because it is no
longer used by them. The Registration Authority fee applies to each IIN assigned from the block.
Card scheme blockholders (see 3.4) represent a group of card issuers. These blockholders are assigned a
block of IINs, following approval by the RMG, for assignment to the members of that particular card scheme. If
a card issuer relinquishes membership of that scheme the IIN reverts back to the blockholder and use of it by
the organization must cease. The Registration Authority fee applies to each IIN assigned from the block.
4.2.2 Application procedure
Where the applicant is applying for a block of IINs either as an administrative blockholder (see 3.1), or as a
card scheme blockholder (see 3.4), the applicant shall complete a Blockholder Application Form (see
Annex F) and provide the following supplementary information as justification:
a) whether the application is to become an administrative blockholder or a card scheme blockholder;
b) the reason why card issuers must receive IINs from a blockholder, rather than each card issuer applying
individually to the Registration Authority for an IIN;
c) description of the nature of the service that the applicant's organization is planning to or currently
provides;
d) whether the proposed blockholder will act as an agent for issuers legally associated with it, but each
issuer is a separate corporate legal entity;
2 © ISO/IEC 2015 – All rights reserved
---------------------- Page: 7 ----------------------
ISO/IEC 7812-2:2015(E)
e) details of any future proposed plans, including where relevant the following:
1) number of IINs requested in block;
2) estimated number of cards issuers by country;
3) timing plans (i.e. estimated date for allocation of all IINs in the proposed block);
f) whether card acceptors can access all the card issuers in the card scheme, through an acquiring link;
g) whether the service provided to the issuers extends beyond networking, i.e. communications switching,
and if so in what way;
h) any common aspects of services offered by card issuers within a proposed card scheme.
The RMG may request additional information where further clarification is needed.
4.3 Criteria for approval and rejection of applications
4.3.1 Criteria for approval of an application for a single IIN
Applications for a single IIN shall meet all the criteria for approval below and shall not comply with any of the
criteria for rejection in 4.3.2.
The criteria for approval are:
a) the applicant applying for a single IIN shall not already have an IIN assigned to it in its own right (outside
of any card scheme);
b) the IIN shall be for immediate use, preferably within 12 months of the date of assignment of the IIN;
c) the cards being issued shall be for use within an interchange environment (see ISO/IEC 7812-1);
d) the applicant shall be a single corporate entity operating under a specific legislative regulation.
Where cards are for use solely within the country of issue and/or there is no interchange, card issuers shall
contact their national standards body for information on the availability of a national numbering system (see
ISO/IEC 7812-1).
4.3.2 Criteria for rejection of an application for a single IIN
An application for a single IIN shall be rejected by the Sponsoring Authority or the RMG when any one of the
following conditions exist:
a) the applicant is not a card issuer;
b) the applicant has previously been assigned an IIN in its own right (outside of its membership of any card
scheme) that it is still using;
c) the cards issued by the applicant will not be used in an interchange environment;
d) the IIN will be used to identify or differentiate between products, services, or technologies (i.e.
including but not limited to integrated circuit cards), or solely to facilitate routing, or to identify geographic
locations;
e) the IIN will be used to identify or differentiate between branches or subsidiaries within the applicant's
organization (i.e. these branches or subsidiaries are not separate corporate entities);
© ISO/IEC 2015 – All rights reserved 3
---------------------- Page: 8 ----------------------
ISO/IEC 7812-2:2015(E)
f) the applicant has requested a specific IIN or the reservation of a specific IIN that is outside the scope of
this part of ISO/IEC 7812;
g) no cards will be issued for immediate use, e.g. within 12 months from the date of issue of an IIN. Where
special circumstances exist, the Sponsoring Authority may approve an application for assignment of a
specific IIN andforward the application to the Registration Authority for assignment of the IIN. All
such requests shall be reported by the Sponsoring Authority to the RMG.
4.3.3 Criteria for approval as an authorized blockholder
Applications to become an administrative or card scheme blockholder shall be approved only by the RMG,
following sponsorship by a Sponsoring Authority.
Requests to become a blockholder shall meet all the criteria for approval below and shall not comply with any
of the criteria for rejection in 4.3.4.
The criteria for approval are:
a) the applicant has provided adequate supplementary information as justification to become an
administrative or card scheme blockholder (see 4.2);
b) the applicant shall request a block size that accommodates only a single IIN for each entity that it currently
represents or may reasonably expect to represent in the future;
c) the applicant agrees to assign a single IIN from the block to each card issuer and not to assign IINs to
differentiate between products, services, technologies or geographic locations;
d) the applicant agrees to forward requests for a second or a block of additional IINs to the RMG for their
decision;
e) the applicant shall agree to sign a legal agreement with the Registration Authority (see letter of agreement
on block assignments, Annex C) and shall accept the responsibilities enumerated in the letter of
agreement.
4.3.4 Criteria for rejection of an application to become an authorized blockholder
An application to become an administrative or card scheme blockholder shall be rejected by the Sponsoring
Authority or the RMG where any one of the following conditions exist:
a) the applicant does not meet the criteria for approval as a blockholder in 4.3.3;
b) the organizations represented by the applicant (i.e. the card issuers) will not issue cards for use in an
interchange environment;
c) the organizations represented by the applicant (i.e. the card issuers) will use the IINs to identify or
differentiate between products, services, or technologies (i.e. including but not limited to integrated circuit
cards);
d) for first time blockholders, the blockholder will not be in a position to assign any IINs from the
reserved block within 12 months from the date of issue of the block of IINs;
e) for card scheme blockholders only, the services provided is not compliant to 3.4.
4 © ISO/IEC 2015 – All rights reserved
---------------------- Page: 9 ----------------------
ISO/IEC 7812-2:2015(E)
5 Exception and Appeals process
5.1 Appeal bodies
Where an application has been rejected by a Sponsoring Authority, the applicant may appeal to the secretariat
of the RMG (see Clause 8).
a) Where an application’s appeal has been rejected by the RMG, or failed to be approved in the
exception request, the applicant may appeal to ISO/IEC JTC 1/SC 17 through the SC17 Secretariat.
b) Applicants may also submit for appeal, applications that have been rejected by ISO/IEC JTC 1/SC 17, to
the ISO Central Secretariat.
c) The applicant may appeal for one of the following reasons:
1) clarification of the application shows that it is within the current standard requirements.
2) the legal, standard, or network requirements can be proven to warrant an individual exception to the
standard.
Appeal against rejection of an application shall be lodged with the appropriate body within 90 days of the date
of the letter of rejection.
5.2 Information to be provided by the Applicant in Appeal
Where an application for either a single IIN or to become an authorized blockholder has been rejected, the
following information shall be provided by the applicant to the relevant appeal body in support of the appeal:
a) statement of which rejection clause (see 4.3.2 or 4.3.4) is disputed and why the applicant believes that the
rejected application fulfils the criteria for acceptance or justifies exception to the standard (see 4.3.1 or
4.3.3).
b) adequate supplementary information as justification for the approval of the request as submitted under the
appeal.
c) statement of special circumstances whereby a specific requirement of the rejected application can be met,
but such requirement is outside the current procedures and criteria for acceptance outlined in this part of
ISO/IEC 7812.
6 Responsibilities
6.1 Responsibilities of card issuing applicants
The responsibilities of card issuing applicants are:
a) forward to its national standards body, or designated Sponsoring Authority, a completed application form,
(see Annex B) together with the requisite fee. In the absence of a national standards body, or designated
Sponsoring Authority, the application shall be sent to the secretariat of the ISO/IEC technical body
responsible for this International Standard;
b) retain the completed application form containing the IIN assigned to the applicant by the Registration
Authority;
c) issue cards using the IIN assigned by the Registration Authority within a reasonable timeframe (defined as
within 12 months of the date of assignment of the IIN);
© ISO/IEC 2015 – All rights reserved 5
---------------------- Page: 10 ----------------------
ISO/IEC 7812-2:2015(E)
d) fully comply with the numbering system as contained in ISO/IEC 7812-1 and ISO/IEC 7812-2;
e) inform the Registration Authority of any change to the details provided on the original application form.
6.2 Responsibilities of authorized blockholders
Applicants meeting the criteria in 4.3.3 and approved to become an administrative or card scheme blockholder
shall enter into a written legal agreement with the Registration Authority (see Annex C). The responsibilities of
blockholders are:
a) process applications for IINs from within its area of responsibility within 30 days of receipt of the
application;
b) approve applications that meet the criteria in 4.3.1;
c) assign a single IIN, within 30 days of receipt of the request, from the reserved block to each card issuer
whose application fulfils the criteria for acceptance in 4.3.1;
d) inform its constituents in writing, within 30 days of receipt of the application, as to the disposition of their
application;
e) inform the Registration Authority in writing and make fee payment for each IIN assignment; and to notify
the Registration Authority regarding changes to the information as originally supplied. This information
shall be provided either when such changes arise or as stipulated in the written agreement with the
Registration Authority. The Registration Authority shall stipulate the format for supplying the information
(see 10.3.3);
f) where an application has been rejected, to inform the applicant in writing, within 30 days of receipt of the
application, of the rejection and of the appeal process (see Clause 5);
g) verify that the ISO Register of Card Issuer Identification Numbers (see 9.2) contains accurate information
regarding IINs issued from within its block;
h) establish and maintain records relative to the request for or assignment of an IIN including notification of
the assignment to the Registration Authority. Records of IIN issuance shall be permanently maintained
and available for reference by the RMG. Requests for an IIN that have been denied, shall be maintained
for a minimum period of 90 days where no appeal is initiated; or when an appeal is initiated, until that
process is complete. In the event that the blockholder's organization relinquishes the management of the
block, or the block is terminated by action of the RMG, all records shall be transferred to the Registration
Authority.
7 Sponsoring Authorities
7.1 Eligibility to become a Sponsoring Authority
The following bodies may act as Sponsoring Authorities in processing applications for IINs:
a) any national member body of ISO (or agent appointed to act for its national member body);
b) ISO/IEC JTC 1/SC 17; and
c) any group within ISO/IEC JTC 1/SC 17 appointed for purposes concerning the identification card
numbering system.
A document entitled 'Guidance for Sponsoring Authorities' (Annex D) is available to assist Sponsoring
Authorities in assessing the eligibility of applications and to assist in the procedures for dealing with
applications. This document is also available from the Registration Authority, the secretariat of the RMG and
the secretariat of ISO/IEC JTC 1/SC 17.
6 © ISO/IEC 2015 – All rights reserved
---------------------- Page: 11 ----------------------
ISO/IEC 7812-2:2015(E)
7.2 Responsibilities
The responsibilities of a Sponsoring Authority are:
a) perform due diligence as it deems appropriate to verify the authenticity of the applicant;
b) ensure that the applicant meets the criteria for assignment of an IIN and fully complies with the
procedures for applying for IINs in ISO/IEC 7812-1 and this part of ISO/IEC 7812;
c) process, within 30 days of receipt of the request, applications for IINs from within their countries or areas
of responsibility;
d) notify the applicant in writing, within 30 days of receipt of the application, as to the disposition of their
application;
e) forward to the Registration Authority (see 10.3.2) within 30 days of receipt, those sponsored requests for
single IINs that it is satisfied shall be used for the purposes described in this part of ISO/IEC 7812 and
that meet the approval criteria in 4.3.1;
f) where special circumstances exist, to approve applications for assignment of a specific IIN and forward
the application to the Registration Authority for assignment of the IIN. All other requests of an unusual
nature must be reported to the RMG for review;
g) sponsor requests for blocks of IINs submitted to the RMG where appropriate supplementary information
has been provided as justification and that justification satisfies the criteria for approval to become an
authorized blockholder (see 4.3.3);
h) respond to general enquiries covering the IIN numbering system;
i) ensure that applicants are aware that additional IINs will not be assigned to identify products, services,
technologies or geographical location. How this information is passed to the applicant is at the discretion
of the Sponsoring Authority.
8 RMG
8.1 Constitution
In order to effectively manage the numbering system for the identification of card issuers, ISO/IEC JTC 1/SC
17 has established a RMG, ISO/IEC JTC 1/SC 17/WG 5, which is delegated to act on its behalf.
The RMG shall be made up of:
a) a representative of the Registration Authority who shall be a non-voting member of the RMG and shall be
expected to attend all meetings;
b) the Convenor of the RMG, appointed by the P members (national standards body with Participant status)
of ISO/IEC JTC 1/SC 17;
c) the secretariat of the RMG, appointed by the P members of ISO/IEC JTC 1/SC 17.
In addition, each member of ISO/IEC JTC 1/SC 17 is entitled to nominate one delegate and one alternate to
the RMG. The alternate may attend all meetings, but is entitled to vote only in the absence of the principal
delegate.
© ISO/IEC 2015 – All rights reserved 7
---------------------- Page: 12 ----------------------
ISO/IEC 7812-2:2015(E)
8.2 Responsibilities
Responsibilities of RMG Secretary include:
a) processing of blockholder applications in coordination with the Registration Authority to ensure application
is completed fully and appropriate fee paid;
b) circulate any blockholder applications and applications for an exceptional consideration for an additional
IIN to the RMG for a 30-day letter ballot;
c) circulate ballot results to the RMG, advise applicant of approval or disapproval of their application and
appeals procedures, as necessary;
d) respond to any questions or inquiries on IIN process and procedures together with the main goal of
preserving the ISO numbering system;
e) maintain confidentiality of registration management activities.
The responsibilities of the RMG are:
a) enforce the requirements for approving applications to become authorized blockholders (see 4.3.3) and to
ensure that applicants whose applications do not fulfil the criteria in 4.3.1 or 4.3.3 are rejected and
informed of their right to appeal (see Clause 5);
b) process within 60 days of receipt of the request, applications to become authorized blockholders that
have been submitted by Sponsoring Authorities to the secretariat of the RMG. This may be done either by
electronic ballot or at a meeting;
c) participate in an ad hoc meetings as necessary; with a minimum of 15 days notice. All P-members of
SC 17 who participate in the RMG and cannot participate can present written opinions for
consideration without a vote. (See clause 8.3);
d) provide, on request, guidance and counsel to any national standards body on the establishment of a
national numbering system (see ISO/IEC 7812-1);
e) provide guidance to Sponsoring Authorities on applications that demonstrate special circumstances,
requests for block assignments and requests for specific IINs. This guidance shall be decided by
resolution at a meeting or in writing following an electronic ballot;
f) approve the report on the cost recovery scheme from the Registration Authority;
g) monitor Sponsoring Authorities to ensure that they comply with the criteria enumerated within this
International Standard (see Clause 7);
h) respond to all requests for guidance from the Registration Authority within 60 days of the date of request;
to review annually the ISO Register of Card Issuer Identification Numbers, to review at each meeting all
block assignments and to report its activities to each meeting of ISO/IEC JTC 1/SC 17 and as required
between meetings;
i) annually review ISO/IEC 7812-1 and ISO/IEC 7812-2 and propose amendments to SC 17 as appropriate
based upon changes within the industries that are users of these standards.
8.3 Voting Procedures
By approval of a majority of returned votes in an electronic ballot or by majority voting at a meeting, the RMG
may authorize:
a) assignment of between two and ten consecutive IINs;
b) specific unusual requests.
8 © ISO/IEC 2015 – All rights reserved
---------------------- Page: 13 ----------------------
ISO/IEC 7812-2:2015(E)
By unanimous approval of the RMG (with at least five members voting), either by electronic ballot or by voting
at a meeting, the RMG may approve the assignment of more than ten consecutive IINs.
Any specific request outside the scope of this International Standard that has been forwarded to the RMG by a
Sponsoring Authority may be dealt with either by voting at a meeting or by 30 day electronic ballot. Special
exceptions are handled on a case by case basis.
8.4 Appeals Procedures
Where any ballot within RMG has failed and is subsequently appealed, it shall be referred to an ad hoc
meeting of RMG. Within 30 days of an appeal being filed:
a) The RMG Secretary will set up a meeting to give the voting members an opportunity to discuss the
merits of the appeal;
b) Each appeal will be handled on a case by case basis weighing heavily on the documentation and
testimony of the applicant;
c) Applicant must make reasonable case for exception to the standard or clarification of why their request
falls within the standard;
d) Unanimous approval by a quorum of five RMG members is required to overturn an initial RMG denial.
If the RMG cannot resolve the failed IIN or blockholder ballot in an ad hoc meeting, the applicant will be
notified by the RMG Secretary of the decision and their ability to appeal the decision to ISO/IEC JTC 1/SC17.
The RMG Secretary will notify the SC17 Secretariat of any failed approval. The RMG shall state the specific
reason(s) for the rejection (see 4.3.4) and advise the applicant of their right to appeal to ISO/IEC JTC 1/SC 17
(see Clause 5).
a) The RMG Secretary must compile all supporting documentation regarding the application, including any
supporting documentation provided by the applicant and letters of denial, for presentation to the
SC17 Chairman.
b) RMG Convenor and RMG will provide written opinion and recommendation for the SC17 Chairman.
ISO/IEC JTC 1/SC 17 will notify the Registration Authority of the final decision.
9 The ISO Register of Card Issuer Identification Numbers
9.1 Publication and availability
The Registration Authority shall maintain a database of information taken directly from either the application
form or from the information f
...
Questions, Comments and Discussion
Ask us and Technical Secretary will try to provide an answer. You can facilitate discussion about the standard in here.