ISO 13616:1997
(Main)Banking and related financial services — International Bank Account Number (IBAN)
Banking and related financial services — International Bank Account Number (IBAN)
Banque et services financiers connexes — Numéro de compte bancaire international (IBAN)
General Information
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Standards Content (Sample)
INTERNATIONAL IS0
13616
STANDARD
First edition
1997-l o-01
Banking and related financial services -
International Bank Account Number (IBAN)
Banque et services financiers connexes - Numkro de compte bancaire
in terna tional (/BAN)
Reference number
IS0 13616:1997(E)
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IS0 13616:1997(E)
Foreword
IS0 (the International Organization for Standardization) is a worldwide federation of national standards bodies (IS0
member bodies). The work of preparing International Standards is normally carried out through IS0 technical
committees. Each member body interested in a subject for which a technical committee has been established has
the right to be represented on that committee. International organizations, governmental and non-governmental, in
liaison with ISO, also take part in the work. IS0 collaborates closely with the International Electrotechnical
Commission (IEC) on all matters of electrotechnical standardization.
Draft International Standards adopted by the technical committees are circulated to the member bodies for voting.
Publication as an International Standard requires approval by at least 75 % of the member bodies casting a vote.
International Standard IS0 13616 was prepared by Technical Committee lSO/TC 68, Banking, securities and other
financial services.
Annexes A and B form an integral part of this International Standard. Annex C is for information only.
0 IS0 1997
All rights reserved. Unless otherwise specified, no part of this publication may be reproduced
or utilized in any form or by any means, electronic or mechanical, including photocopying and
microfilm, without permission in writing from the publisher.
International Organization for Standardization
Case postale 56 l CH-1211 Geneve 20 l Switzerland
Internet central @ iso.ch
x.400 c=ch; a=400net; p=iso; o=isocs; s=central
Printed in Switzerland
ii
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IS0 13616:1997(E)
Introduction
The use of electronic communication media and services internationally for the cross-border transmission of
information and payment and payment related transactions between financial institutions and between financial
institutions and their customers is continuing to increase dramatically. In order to facilitate automated process in this
environment this International Standard has been developed by ISOITC 68 as a means by which financial institutions
and their customers can exchange, through inter-industry electronic data interchange (EDI), customer account
identification details in a machine readable form and it also makes provision for validation of the information provided.
In developing this International Standard, it was recognized that single universal method for identifying the account and
banking relationship for customers of financial institutions was not practical. Accordingly, this International Standard
recognizes that financial institutions would wish to retain, wherever possible, their current National identification
methods and therefore it provides a method whereby a minimum amount of change to existing systems is required
and, at the same time, proposes a means of structuring the information in a way which promotes automated processing
of the information provided.
The use of this International Standard in electronic data interchange will
a) reduce the need for manual intervention in the processing of inter-industry and intra-industry data interchange;
b) improve the level of confidence in the accuracy of the information provided;
c) provide certainty that the information provided is relevant to the country of ownership of the account.
It is recognized that the IBAN would be of use in a paper environment. The use of information to further qualify details
of the financial institution at which the IBAN applies is not precluded by their use outside of the IBAN.
Calculation and validation of the check digits are defined in annex B.
. . .
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INTERNATIONAL STANDARD o ISO IS0 13616:1997(E)
Banking and related financial services - International Bank
Account Number (IBAN)
1 Scope 3 Definitions
This International Standard specifies the elements of For the purposes of this International Standard, the
an International Bank Account Number (IBAN) which following definitions apply.
are used in order to facilitate processing of data to be
3.1 Basic Bank Account Number (BBAN): the
used in data interchange internationally in financial
identifier used by financial institutions in individual
environments as well as within and between other
countries, generally as part of a National Account
industries.
Numbering Scheme(s), which uniquely identifies an
This IBAN is designed for automated processing. It account of a customer at a financial institution.
may also be conveniently used in other media
3.2 International Bank Account Number (IBAN): an
interchange when appropriate (e.g. paper document
expanded version of the Basic Bank Account Number
exchange, etc.).
(BBAN) used internationally to uniquely identify the
This International Standard does not specify internal account of a customer at a financial institution.
procedures, file organization techniques, storage
media, languages, etc. to be used in its implemen-
tation.
4 Conventions
This International Standard is not designed to facilitate
This International Standard uses the following
the routing of messages within a network: it is
conventions for data element representations (based
applicable to the textual data which might be conveyed
on IS0 8908, 3.2).
through a system (network).
Status of sub-elements of a data element:
2 Normative references
[ ] = optional
Character representations:
The following standards contain provisions which,
through reference in this text, constitute provisions of
n : digits (numeric characters 0 to 9 only)
this International Standard. At the time of publication,
the editions indicated were valid. All standards are
a : letters (alphabetical characters a-z and A-Z
subject to revision, and parties to agreements based
only)
on this International Standard are encouraged to
investigate the possibility of applying the most recent
an : letters and digits (alpha/numeric without
editions of the standards indicated below. Members
“special”
characters such as blanks,
of IEC and IS0 maintain registers of currently valid
separators, punctuation, etc.)
International Standards.
x : any character of the permitted character set as
IS0 3166:1993, Codes for the representation of names
specified in the given application
of countries.
e : space
IS0 7064:1983, Data processing - Check character
systems.
Length indications:
IS0 8908:1993, Banking and related financial services
: fixed length
11
- Vocabulary and data elements.
nn : maximum length
IS0 9362:1994, Banking - Banking telecommuni-
cation messages
...
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