ISO/IEC 7811-6:2014
(Main)Identification cards — Recording technique — Part 6: Magnetic stripe — High coercivity
Identification cards — Recording technique — Part 6: Magnetic stripe — High coercivity
ISO/IEC 7811-6:2014 defines the characteristics for identification cards as defined therein and the use of such cards for international interchange. It specifies requirements for a high coercivity magnetic stripe (including any protective overlay) on an identification card, the encoding technique, and coded character sets. It takes into consideration both human and machine aspects and states minimum requirements. Coercivity influences many of the quantities specified in ISO/IEC 7811-6:2014 but is not itself specified. The main characteristic of the high coercivity magnetic stripe is its improved resistance to erasure. This is achieved with minimal probability of damage to other magnetic stripes by contact while retaining read compatibility with magnetic stripes as defined in ISO/IEC 7811-2. ISO/IEC 7811-6:2014 provides criteria to which cards are to perform. No consideration is given to the amount of use, if any, experienced by the card prior to test. Failure to conform to specified criteria is negotiated between the involved parties. ISO/IEC 10373-2 specifies the test procedures used to check cards against the parameters specified in ISO/IEC 7811-6:2014.
Cartes d'identification — Technique d'enregistrement — Partie 6: Bandeau magnétique — Haute coercitivité
General Information
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Standards Content (Sample)
INTERNATIONAL ISO/IEC
STANDARD 7811-6
Fourth edition
2014-09-01
Identification cards — Recording
technique —
Part 6:
Magnetic stripe — High coercivity
Cartes d’identification — Technique d’enregistrement —
Partie 6: Bandeau magnétique — Haute coercitivité
Reference number
ISO/IEC 7811-6:2014(E)
©
ISO/IEC 2014
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ISO/IEC 7811-6:2014(E)
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ISO/IEC 7811-6:2014(E)
Contents Page
Foreword .iv
1 Scope .1
2 Conformance .1
3 Normative references .1
4 Terms and definitions . 2
5 Physical characteristics of the identification card .3
5.1 Magnetic stripe area warpage. 3
5.2 Surface distortions . 4
6 Physical characteristics of the magnetic stripe . 4
6.1 Height and surface profile of the magnetic stripe area . 4
6.2 Surface roughness . 6
6.3 Adhesion of stripe to card . 6
6.4 Wear of magnetic stripe from read/write head . 7
6.5 Resistance to chemicals . 7
7 Performance characteristics for the magnetic material .7
7.1 General . 7
7.2 Testing and operating environment . 7
7.3 Signal amplitude requirements for magnetic media . 7
8 Encoding technique .9
9 Encoding specification, general .10
9.1 Angle of recording .10
9.2 Nominal bit density .11
9.3 Signal amplitude requirements for tracks 1, 2 and 3 .11
9.4 Bit configuration .12
9.5 Direction of recording .12
9.6 Leading and trailing zeroes .12
10 Encoding specifications .12
10.1 Alphanumeric track, track 1 .12
10.2 Numeric track, Track 2 .15
10.3 Numeric track, Track 3 .16
11 Error detection .17
11.1 Parity .17
11.2 Longitudinal redundancy check (LRC) .17
12 Location of encoded tracks .17
Annex A (informative) Read compatibility of magnetic stripes (ISO/IEC 7811-2 and ISO/IEC 7811-
6) .19
Annex B (informative) Magnetic stripe abrasivity .20
Annex C (informative) Static magnetic characteristics .21
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ISO/IEC 7811-6:2014(E)
Foreword
ISO (the International Organization for Standardization) and IEC (the International Electrotechnical
Commission) form the specialized system for worldwide standardization. National bodies that are
members of ISO or IEC participate in the development of International Standards through technical
committees established by the respective organization to deal with particular fields of technical
activity. ISO and IEC technical committees collaborate in fields of mutual interest. Other international
organizations, governmental and non-governmental, in liaison with ISO and IEC, also take part in the
work. In the field of information technology, ISO and IEC have established a joint technical committee,
ISO/IEC JTC 1.
The procedures used to develop this document and those intended for its further maintenance are
described in the ISO/IEC Directives, Part 1. In particular the different approval criteria needed for
the different types of document should be noted. This document was drafted in accordance with the
editorial rules of the ISO/IEC Directives, Part 2 (see www.iso.org/directives).
Attention is drawn to the possibility that some of the elements of this document may be the subject
of patent rights. ISO and IEC shall not be held responsible for identifying any or all such patent rights.
Details of any patent rights identified during the development of the document will be in the Introduction
and/or on the ISO list of patent declarations received (see www.iso.org/patents).
Any trade name used in this document is information given for the convenience of users and does not
constitute an endorsement.
For an explanation on the meaning of ISO specific terms and expressions related to conformity
assessment, as well as information about ISO’s adherence to the WTO principles in the Technical Barriers
to Trade (TBT) see the following URL: Foreword - Supplementary information
The committee responsible for this document is ISO/IEC JTC 1, Information technology, SC 17, Cards and
personal identification.
This fourth edition cancels and replaces the third edition (ISO/IEC 7811-6:2008), which has been
technically revised. It also incorporates the Technical Corrigendum ISO/IEC 7811-6:2008/Cor.1:2010.
Major changes from the previous edition are as follows:
— Wherever possible, the same definitions, criteria, and test methods are used in ISO/IEC 7811-2 and
ISO/IEC 7811-6.
— The primary standard cards held by Q-Card are used to calibrate the manufacture of secondary
reference cards. Other primary standard cards held by PTB and Card testing International (CTI) are
used as backup to replace cards held by Q-Card as they wear out.
— The supplier of secondary reference cards has changed from PTB to Q-Card
— During revision, some figure and table numbers might have changed and might not be the same
between the two International Standards.
— Changed the title of Figure 10 to Noise in signal waveform
— Changed 0,08 UR to 0,07 UR in Figure 10 to match text
ISO/IEC 7811 consists of the following parts, under the general title Identification cards — Recording
technique:
— Part 1: Embossing
— Part 2: Magnetic stripe — Low coercivity
— Part 6: Magnetic stripe — High coercivity
— Part 7: Magnetic stripe — High coercivity, high density
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ISO/IEC 7811-6:2014(E)
— Part 8: Magnetic stripe — Coercivity of 51,7 kA/m (650 Oe)
— Part 9: Tactile identifier mark
Notes in this part of ISO/IEC 7811 are only used for giving additional information intended to assist in
the understanding or use of the document. They do not contain provisions or requirements to which it
is necessary to conform in order to claim compliance to this part of ISO/IEC 7811.
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INTERNATIONAL STANDARD ISO/IEC 7811-6:2014(E)
Identification cards — Recording technique —
Part 6:
Magnetic stripe — High coercivity
1 Scope
This International Standard defines the characteristics for identification cards as defined in Clause 4 of
this part of ISO/IEC 7811 and the use of such cards for international interchange.
This part of ISO/IEC 7811 specifies requirements for a high coercivity magnetic stripe (including any
protective overlay) on an identification card, the encoding technique, and coded character sets. It takes
into consideration both human and machine aspects and states minimum requirements.
Coercivity influences many of the quantities specified in this part of ISO/IEC 7811 but is not itself
specified. The main characteristic of the high coercivity magnetic stripe is its improved resistance to
erasure. This is achieved with minimal probability of damage to other magnetic stripes by contact while
retaining read compatibility with magnetic stripes as defined in ISO/IEC 7811-2.
This International Standard provides criteria to which cards are to perform. No consideration is given
within this International Standard to the amount of use, if any, experienced by the card prior to test.
Failure to conform to specified criteria is negotiated between the involved parties.
ISO/IEC 10373-2 specifies the test procedures used to check cards against the parameters specified in
this part of ISO/IEC 7811.
NOTE Numeric values in the SI and/or Imperial measurement system in this part of ISO/IEC 7811 might
have been rounded off and are therefore consistent with, but not exactly equal to, each other. Either system can
be used, but the two are not to be intermixed or reconverted. The original design was made using the Imperial
measurement system.
2 Conformance
A prerequisite for conformance with this part of ISO/IEC 7811 is conformance with ISO/IEC 7810.
An identification card is in conformance with this part of ISO/IEC 7811 if it meets all mandatory
requirements specified herein. Default values apply if no others are specified.
3 Normative references
The following documents, in whole or in part, are normatively referenced in this document and are
indispensable for its application. For dated references, only the edition cited applies. For undated
references, the latest edition of the referenced document (including any amendments) applies.
ISO 4287, Geometrical Product Specifications (GPS) — Surface texture: Profile method — Terms, definitions,
and surface texture parameters
ISO/IEC 7810, Identification cards — Physical characteristics
ISO/IEC 10373-1, Identification cards — Test methods — Part 1: General characteristics
ISO/IEC 10373-2, Identification cards — Test methods — Part 2: Cards with magnetic stripes
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ISO/IEC 7811-6:2014(E)
4 Terms and definitions
For the purposes of this document, the terms and definitions given in ISO/IEC 7810 and the following
apply.
4.1
primary standard
set of reference cards established by the Physikalisch-Technische Bundesanstalt (PTB) and maintained
and I designated RM7811-x26
by PTB, Q-Card, and WG1 secretariat that represent the values of U
R R
4.2
secondary standard
reference card designated RM7811-6 that is related to the primary standard as stated in the calibration
certificate supplied with each card
Note 1 to entry: Secondary standards can be ordered from Q-Card, 301 Reagan Street, Sunbury, PA 17801, USA.
The source of secondary standards will be maintained at least until 2018.
4.3
unused un-encoded card
card possessing all the components required for its intended purpose, which has not been subjected
to any personalization or testing operation, and which has been stored in a clean environment with no
more than 48 h exposure to daylight and at temperatures between 5 °C and 30 °C and humidity between
10 % and 90 % without experiencing thermal shock
4.4
unused encoded card
card according to 4.3 that has only been encoded with all the data required for its intended purpose (e.g.
magnetic encoding, embossing, electronic encoding)
4.5
returned card
card according to 4.4 after it has been issued to the card holder and returned for the purpose of testing
4.6
flux transition
location of the greatest rate of change with distance of the magnetisation
4.7
reference current
I
R
minimum recorded current amplitude under the given test conditions that causes, on the reference card,
a readback signal amplitude equal to 80 % of the reference signal amplitude, U at a density of 8 flux
R,
transitions/mm (200 flux transitions/in) as shown in Figure 6
4.8
reference flux level
F
R
flux level in the test head that corresponds to the reference current, I
R
4.9
test recording currents
two recording currents defined by
— I = recording current corresponding to 2,8 F
min R
— I = recording current corresponding to 3,5 F
max R
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ISO/IEC 7811-6:2014(E)
4.10
individual signal amplitude
U
i
base-to-peak amplitude of a single readback voltage signal
4.11
average signal amplitude
U
A
sum of the absolute value of the amplitude of each signal peak (U ) divided by the number of signal peaks
i
(n) for a given track over the length of the magnetic stripe area
4.12
reference signal amplitude
U
R
maximum value of the average signal amplitude of a reference card corrected to the primary standard
4.13
physical recording density
number of flux transitions per unit length recorded on a track
4.14
bit density
number of data bits stored per unit of length (bits/mm or bpi)
4.15
bit cell
distance between two clocking flux transitions
Note 1 to entry: See Figure 11.
4.16
subinterval
distance that is nominally half of the distance between two clocking flux transitions
Note 1 to entry: See Figure 11.
4.17
demagnetisation current
I
d
D.C. current value that reduces the average signal amplitude to 80 % of the reference signal amplitude
(U ) on a secondary reference card that has been encoded at a density of 20 ft/mm (500 ftpi) at a current
R
of I
min
5 Physical characteristics of the identification card
The identification card shall conform to the specification given in ISO/IEC 7810.
WARNING — The attention of card issuers is drawn to the fact that information held on the
magnetic stripe may be rendered ineffective through contamination by contact with dirt and
certain commonly used chemicals including plasticizers. It should also be noted that any printing
or screening placed on top of the magnetic stripe must not impair the function of the magnetic
stripe.
5.1 Magnetic stripe area warpage
Application of a 2,2 N (0,5 lbf) load evenly distributed on the front face opposite the magnetic stripe
shall bring the entire stripe within 0,08 mm (0,003 in) of the rigid plate.
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ISO/IEC 7811-6:2014(E)
5.2 Surface distortions
There shall be no surface distortions, irregularities, or raised areas on both the front and the back of the
card in the area shown in Figure 1 that might interfere with the contact between the magnetic head and
magnetic stripe.
Dimensions in millimetres (inches)
2,54 (0 .1 00 )
ma ximu m
To p re fe re nce edge
Distortion -f re e
area
19,05 (0 .750 )
minimu m
Figure 1 — Distortion-free area on card with magnetic stripe
If a raised signature panel area is located on the front or back of the card, then it shall be no closer to the
top edge of the card than 19,05 mm (0,750 in).
NOTE Raised areas and distortions on other areas of the card can cause card transport problems with
magnetic stripe processing equipment resulting in reading or writing errors.
6 Physical characteristics of the magnetic stripe
6.1 Height and surface profile of the magnetic stripe area
The magnetic stripe area is located on the back of the card as shown in Figure 2.
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ISO/IEC 7811-6:2014(E)
Dimensions in millimetres (inches)
5,54 (0 .2 18 )
ma x
To p re fe re nce edge
Minimu m ma gne tic Ma gne tic stripe area a
stripe width (W )
2,92 (0 .1 15 ) ma x
82 ,5 5 (3 .250) min
Figure 2 — Location of magnetic material for ID-1 type card
NOTE In the case of the magnetic stripe area used for track 1 and 2, the dimension a as shown in Figure 2 of
the magnetic media could be less than the maximum dimension b as shown in Figure 12 for the location of track
2 data on the card. It is desirable that the magnetic stripe area extend beyond the limits of the encoded track.
6.1.1 Surface profile of the magnetic stripe area
The maximum vertical deviation (a) of the transverse surface profile of the magnetic stripe area is
shown below. See Figure 3, Figure 4, and Figure 5. The slope of the surface profile curve shall be limited
to: -4a/W < slope < 4a/W.
When the bending stiffness value (see ISO/IEC 7810) for the card is 20 mm or more then the surface
profile limits are:
Minimum stripe width As shown in Figure 3 A As shown in Figure 3 B
W = 6,35 mm (0,25 in) a ≤ 9,5 μm (375 μin) a ≤ 5,8 μm (225 μin)
W = 10,41 mm (0,41 in) a ≤ 15,4 μm (607 μin) a ≤ 9,3 μm (365 μin)
When the bending stiffness value (see ISO/IEC 7810) for the card is less than 20 mm then the surface
profile limits are:
Minimum stripe width As shown in Figure 3 A As shown in Figure 3 B
W = 6,35 mm (0,25 in) a ≤ 7,3 μm (288 μin) a ≤ 4,5 μm (175 μin)
W = 10,41 mm (0,41 in) a ≤ 11,7 μm (466 μin) a ≤ 7,3 μm (284 μin)
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ISO/IEC 7811-6:2014(E)
W
W
a
a
Figure 3 — Surface profile
Ab ru pt drop
Pe rm itte d
No t pe rm itte d
Pe rm itte d No t pe rm itte d
Figure 4 — Surface profile examples
Irre gular pro iles as s how n ma y re su lt in poor quality encoding .
Figure 5 — Irregular surface profile examples
6.1.2 Height of the magnetic stripe area
The vertical deviation (h) of the magnetic stripe area relative to the adjacent surface of the card shall be
-0,00 5 mm (-200 µin) ≤ h ≤ 0,03 8 mm (150 0 µin)
Spiking in the profile caused by the material “squirt out” in hot stamping is not part of the stripe. It shall
not extend above the magnetic stripe area height (h) as defined above.
6.2 Surface roughness
The average surface roughness (R ) of the magnetic stripe area shall not exceed 0,40 µm (15,9 µin) in
a
both the longitudinal and transverse directions when measured according to ISO 4287.
6.3 Adhesion of stripe to card
The stripe shall not separate from the card under normal use.
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ISO/IEC 7811-6:2014(E)
6.4 Wear of magnetic stripe from read/write head
Average signal amplitude (U ) and individual signal amplitude (U ) are measured before and after 2000
A i
wear cycles and shall result in:
U ≥ 0,60 U and U ≥ 0,80 U
A after A before i after A after
6.5 Resistance to chemicals
Average signal amplitude (U ) and individual signal amplitude (U ) are measured before and after short-
A i
term exposure as defined in ISO/IEC 10373-1 and shall result in
U ≥ 0,90 U and U ≥ 0,90 U
A after A before i after A after
Average signal amplitude (U ) and individual signal amplitude (U ) are measured before and after long-
A i
term exposure (24 h) to acid and alkaline artificial perspiration, as defined in ISO/IEC 10373-1.
U ≥ 0,90 U and U ≥ 0,90 U
A after A before i after A after
7 Performance characteristics for the magnetic material
7.1 General
The purpose of this section is to enable magnetic interchangeability between card and processing
systems. Media coercivity is not specified. The media’s performance criteria, regardless of coercivity, is
specified in 7.3.
This method uses a reference card whose material is traceable to the primary standard (see Clause
4). All signal amplitude results from the use of the secondary reference card must be corrected by the
factor supplied with the secondary reference card. Test methods given in ISO/IEC 10373-2 shall be used.
7.2 Testing and operating environment
The testing environment for signal amplitude measurements is 23 °C ± 3 °C (73 °F ± 5 °F) and 40 % to
60 % relative humidity. When tested under otherwise identical conditions, the average signal amplitude
measured at 8 ft/mm (200 ftpi) shall not deviate from its value in the above test environment by more
than 15 % after 5 min exposure over the following operating environment range:
temperature -35 °C to 50 °C (-31 °F to 122 °F)
relative humidity 5 % to 95 %
7.3 Signal amplitude requirements for magnetic media
The requirements for recording characteristics of the card are shown in Table 1 and Figure 6. The
media’s performance requirements specified in 7.3 shall be met in order to achieve improved resistance
to erasure, and to enable magnetic interchange between card and processing systems. The properties in
Annex C are intended as guidelines for magnetic material. Annex C is informative and shall not be used
as performance criteria for cards.
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ISO/IEC 7811-6:2014(E)
Table 1 — Signal amplitude requirements for unused unencoded cards
Description Density Test recording Signal amplitude Requirement
current result
ft/mm (ftpi)
Signal amplitude 8 (200) I U 0,8 U ≤ U ≤ 1,2 U
min A1 R A1 R
Signal amplitude 8 (200) I U U ≤ 1,26 U
min i1 i1 R
Signal amplitude 8 (200) I U U ≥ 0,8 U
max A2 A2 R
Signal amplitude 20 (508) I U U ≥ 0,65 U
max i2 i2 R
Resolution 20 (508) I U U ≥ 0,7 U
max A3 A3 A2
Erasure 0 I , DC U U ≤ 0,03 U
min A4 A4 R
Extra pulse 0 I , DC U U ≤ 0,05 U
min i4 i4 R
Demagnetisation 0 I , DC U U ≥ 0,64 U
d A5 A5 R
Demagnetisation 0 I , DC U U ≥ 0,54 U
d i5 i5 R
Waveform 3 (75) I U , U U ≤ 0,07 U
max i6 A6 i6 A6
U is the absolute value of the largest signal amplitude in the U measurement area as shown in Figure 7.
i6 i6
The slope of the saturation curve shall never be positive between I and I .
min max
NOTE 1 It is not permissible to combine the above requirements mathematically. These values are for unencoded card tests
and are not applicable for encoded cards.
NOTE 2 It has been observed that low resolution as measured per Table 1 can correlate with high flux transition spacing
variation as measured per Table 2.
U
A1
U
A2
120
Readback
100
U
R
voltage
80
(%U )
R
60
40
20
I
Figure 6 — Saturation curve example showing tolerance area at 8 ft/mm (200 ftpi)
NOTE The curve defines the primary standard response (on a card). The window parameters define a card
that will be functional in the machine readable environment.
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ISO/IEC 7811-6:2014(E)
Midpoint Midpoint
be tw ee n be tw een
ad ja cent ad ja cent
peak s peak s
Last Last
Last Last
0 cr o ss 0 cr oss
0 cr oss 0 cr oss
po in t po in t
po in t po in t
1,5a 1,5a
a a
U
i6
U
i6
1. Find midpoint between 2 adjacent peaks.
2. Find 0 crossing point for waveform between midpoint and adjacent peak.
3. The measurement area is 1,5 times a (the distance between the midpoint and 0 cross point).
4. Find the largest signal amplitude level in the measurement area defined in the figure.
5. The absolute value of this level is the U for the waveform.
i6
Figure 7 — Waveform measurements
8 Encoding technique
The encoding technique for each track is known as two-frequency recording. This method allows for
serial recording of self-clocking data. The encoding comprises data and clocking transitions together.
A flux transition occurring between clocks signifies that the bit is a “one” and the absence of a flux
transition between clocking transitions signifies that the bit is a “zero” (see Figure 8).
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ISO/IEC 7811-6:2014(E)
t t t t t t
00 000
11 111
Figure 8 — Examples of two-frequency encoding
The data shall be recorded as a synchronous sequence of characters without intervening gaps.
NOTE Recording with a write current which is less than I can result in poor quality encoding.
min
9 Encoding specification, general
9.1 Angle of recording
The angle of recording shall be normal to the nearest edge of the card parallel to the magnetic stripe
with a tolerance of ± 20 min. The angle of recording (α) is determined by measuring the angle of the head
gap when the reading amplitude is maximum (see Figure 9).
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ISO/IEC 7811-6:2014(E)
Figure 9 — Angle of recording
9.2 Nominal bit density
The nominal bit density for each of the tracks shall be
— for track 1: 8,27 bits/mm (210 bpi),
— for track 2: 2,95 bits/mm (75 bpi),
— for track 3: 8,27 bits/mm (210 bpi).
9.3 Signal amplitude requirements for tracks 1, 2 and 3
The requirements for signal amplitude on tracks 1, 2 and 3 shall be as follows
— Unused encoded cards: 0,64 U ≤ U ≤ 1,36 U
R i R
— Returned cards: 0,52 U ≤ U ≤ 1,36 U
R i R
There shall be no signal peaks between the minimum requirement (0,64 U for Unused encoded cards
R
or 0,52 U for Returned cards) and 0,07 U (see Figure 10).
R R.
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ISO/IEC 7811-6:2014(E)
no signal peaks
in this area
base line
minimum U
i
0,07 U
R
0,07U
R
minimum U
...
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