ISO/IEC 7812-1:2015
(Main)Identification cards — Identification of issuers — Part 1: Numbering system
Identification cards — Identification of issuers — Part 1: Numbering system
ISO/IEC 7812-1:2012 specifies a numbering system for the identification of the card issuers, the format of the issuer identification number (IIN) and the primary account number (PAN).
Cartes d'identification — Identification des émetteurs — Partie 1: Système de numérotation
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Standards Content (Sample)
INTERNATIONAL ISO/IEC
STANDARD 7812-1
Fourth edition
2015-07-01
Identification cards — Identification
of issuers —
Part 1:
Numbering system
Cartes d’identification — Identification des émetteurs —
Partie 1: Système de numérotation
Reference number
ISO/IEC 7812-1:2015(E)
©
ISO/IEC 2015
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ISO/IEC 7812-1:2015(E)
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ISO/IEC 7812-1:2015(E)
Contents Page
Foreword . iv
Introduction . v
1 Scope . 1
2 Normative references . 1
3 Terms and definitions . 1
4 Numbering system . 2
4.1 PAN format . 2
4.2 IIN . 3
4.2.1 MII . 3
4.2.2 IINs beginning with “00” . 4
4.2.3 IINs beginning with “80” . 4
4.2.4 IINs beginning with “89” . 4
4.2.5 Major industry identifier 9 (MII 9) . 4
4.3 Individual account identification . 4
4.4 Check digit . 4
Annex A (informative) National numbering systems for card issuers . 5
Annex B (normative) Luhn formula for computing modulus-10 “double-add-double” check digits . 6
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ISO/IEC 7812-1:2015(E)
Foreword
ISO (the International Organization for Standardization) and IEC (the International Electrotechnical
Commission) form the specialized system for worldwide standardization. National bodies that are members of
ISO or IEC participate in the development of International Standards through technical committees
established by the respective organization to deal with particular fields of technical activity. ISO and IEC
technical committees collaborate in fields of mutual interest. Other international organizations, governmental
and non-governmental, in liaison with ISO and IEC, also take part in the work. In the field of information
technology, ISO and IEC have established a joint technical committee, ISO/IEC JTC 1.
International Standards are drafted in accordance with the rules given in the ISO/IEC Directives, Part 2.
The main task of the joint technical committee is to prepare International Standards. Draft International
Standards adopted by the joint technical committee are circulated to national bodies for voting. Publication as
an International Standard requires approval by at least 75 % of the national bodies casting a vote.
Attention is drawn to the possibility that some of the elements of this document may be the subject of patent
rights. ISO and IEC shall not be held responsible for identifying any or all such patent rights.
ISO/IEC 7812-1 was prepared by Joint Technical Committee ISO/IEC JTC 1, Information technology,
Subcommittee SC 17, Cards and personal identification.
This fourth edition cancels and replaces the third edition (ISO/IEC 7812-1:2006), which has been technically
revised.
ISO/IEC 7812 consists of the following parts, under the general title Identification cards — Identification of
issuers:
Part 1: Numbering system
Part 2: Application and registration procedures
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ISO/IEC 7812-1:2015(E)
Introduction
This part of ISO/IEC 7812 is one of a series of International Standards describing the parameters for
card issuers for operation within an interchange environment. Card issuers not operating in an interchange
environment are encouraged to contact their sponsoring authorities for a number assigned by that
national standards body. Use of a national IIN will avoid conflicts if the cards are unintentionally used in an
interchange environment.
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INTERNATIONAL STANDARD ISO/IEC 7812-1:2015(E)
Identification cards — Identification of issuers —
Part 1:
Numbering system
1 Scope
This part of ISO/IEC 7812 specifies a numbering system for the identification of the card issuers, the
format of the issuer identification number (IIN) and the primary account number (PAN).
2 Normative references
The following referenced documents are indispensable for the application of this document. For dated
references, only the edition cited applies. For undated references, the latest edition of the referenced
document (including any amendments) applies.
ISO 3166-1, Codes for the representation of names of countries and their subdivisions — Part 1: Country
codes
ISO/IEC 7812-2, Identification cards — Identification of issuers — Part 2: Application and registration
procedures
ISO 8583-1, Financial transaction card originated messages — Interchange message specifications —
Part 1: Messages, data elements and code values
3 Terms and definitions
For the purposes of this document, the following terms and definitions apply.
3.1
card
form factor (physical or virtual) provided by an issuer
NOTE For this standard, this definition is not limited to ISO/IEC 7810 ID-1 card.
3.2
cardholder
customer associated with the primary account number
3.3
card issuer
institution (or its agent) that issues the card to the cardholder
3.4
individual account identification
number assigned by the card issuer for the purpose of identifying an individual account
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ISO/IEC 7812-1:2015(E)
3.5
interchange
exchange of transaction data between two or more entities
3.6
issuer identification number
IIN
number that identifies the major industry and the card issuer and that forms the first part of the primary
account number
3.7
major industry identifier
MII
first digit of the IIN that identifies the major industry of the card issuer
3.8
primary account number
PAN
number consisting of a maximum of 19 digits that identifies the card issuer and the cardholder
NOTE See 4.1 and Figure 1.
3.9
registration authority
RA
organization appointed by the ISO Council, responsible for assigning IINs and maintaining the ISO Register
of Card
Issuer Identification Numbers
3.10
registration management group
RMG
group established by ISO/IEC JTC 1/SC 17 to act on its behalf in managing the registration and
assignment of IINs under
...
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