SIST-TS CEN/TS 18098:2026
(Main)Guidelines for the onboarding of user personal identification data within European Digital Identity Wallets
- Abstract
This document defines and describes the concept of on-boarding of person identification data (PID) within a Wallet. The scope of this document includes cases where a natural person is the User in control of a Wallet. This includes a natural person who is in control of their own information, as well as natural persons who control information to represent another natural person or a legal person. This document considers a single set of PID attributes linked to a single Wallet Unit. This does not exclude the issuance of multiple PIDs representing the same set of PID attributes, e.g. batch issuance.
It also provides the general workflow, the roles and responsibilities at stake, and links the on-boarding with the Level of Assurance concept underpinning eIDAS [1];
The scope of this document includes cases where a natural person is the User in control of a wallet. This includes a natural person who is in control of their own data as well as natural persons who control data to represent another natural person or legal person.
EXAMPLE If a natural person represents a legal person, the PID provider can issue a "representation PID" in an own Wallet Unit for representation purposes controlled by the natural person Wallet User. The "representation PID" is a kind of attestation which contains PID about the natural person (representative) and about the legal person (representee).
This document is limited to the on-boarding of an unique set of person identification data, complying with the legal provisions of eIDAS [1], in particular (1) issued in accordance with Union or National laws, and (2) conformant with the relevant implementing act [5].
The following aspects are out of scope of this document:
— the on-boarding of person identification data within a Wallet where the User is a legal person;
— other types of on-boarding, such as:
— provisioning of person identification data after revocation, expiration or deletion;
— addition of other Attributes (under the shape of attestations) in accordance with the requirement of Level of Assurance “High” which are not part of the set of person identification data but are part of the legal identity under National’s laws;
— management of person identification data (deletion, update, etc.);
— provisioning of person identification data which is not compliant with the relevant implementing act [5];
— provisioning of a partial set of person identification data;
— provisioning of supplemental set(s) of person identification data (multiple PIDs);
- Status
- Published
- Public Enquiry End Date
- 05-Oct-2025
- Publication Date
- 13-Sep-2026
- Technical Committee
- ITC - Information technology
- Current Stage
- 6060 - National Implementation/Publication (Adopted Project)
- Start Date
- 13-Aug-2026
- Due Date
- 18-Oct-2026
- Completion Date
- 14-Sep-2026
SIST-TS CEN/TS 18098:2026 is the Slovenian adoption of CEN/TS 18098:2026 from CEN. It gives guidelines for onboarding person identification data (PID) into European Digital Identity Wallets, covering the workflow, roles, storage choices, cryptographic binding, and the extra conditions for onboarding aligned with Level of Assurance (LoA) “High” under eIDAS. It is written for Wallet Providers, PID Providers, and anyone assessing or implementing Wallet onboarding processes.
What does SIST-TS CEN/TS 18098:2026 specify?
SIST-TS CEN/TS 18098:2026 specifies the concept of onboarding PID into a Wallet when the User is a natural person in control of the Wallet. That includes a User controlling their own data and a natural person controlling data on behalf of another natural person or a legal person.
The document is limited to a single set of PID attributes linked to a single Wallet Unit, while allowing multiple PIDs to represent the same set of attributes, for example in batch issuance. It covers onboarding that complies with eIDAS and the relevant implementing act, and it links onboarding to the LoA concept used in eIDAS.
It is organized into clauses on scope, normative references, terms, abbreviations, conformance, storage and architecture, workflow guidance, and LoA “High” requirements. The annexes expand the practical and technical content with use cases, additional requirements, credential formats, eligibility checks, policy guidance, and mappings to LoA criteria and eIDAS provisions.
| Annex | What it covers |
|---|---|
| A | Informative onboarding use cases, including External Token, QSCD, WSCD/WSCA, OID4VCI, and REST API based on HPKE SA |
| B | Additional requirements for the Annex A use cases |
| C | Electronic Attestations of Attributes from the PID set |
| D | Ephemeral keys a Wallet Unit can use |
| E | Onboarding and Electronic Attestations of Attributes |
| F | Other possible credential formats |
| G | Eligibility checks |
| H | On-boarding policies |
| I | Mapping of LoA “High” criteria with onboarding requirements |
| J | Mapping of onboarding with LoA criteria |
| K | Coverage of eIDAS provisions |
What are the key requirements of SIST-TS CEN/TS 18098:2026?
SIST-TS CEN/TS 18098:2026 requires conformance claims to follow Clause 7 and to meet Clause 8, with Annex B also applying when a use case from Annex A is used. In practice, this means implementers must follow both the general onboarding guidance and the more specific requirements that go with the chosen onboarding scenario.
Conformance is tied to the workflow and the LoA “High” requirements
Clause 5 states that any onboarding, Wallet Unit, Wallet Provider, and PID Provider claiming conformance shall comply with the guidelines in Clause 7 and the requirements in Clause 8. When onboarding follows one of the Annex A use cases, the matching Annex B requirements also apply.
That matters because conformance is not just about having a Wallet app. It depends on how the user is enrolled, how the Wallet Unit is bound, and how PID is issued and protected.
The document allows several storage architectures
Clause 6 describes Wallet architectures with client-side, server-side, or mixed Wallet Instances, together with Wallet Secure Cryptographic Device (WSCD) and Wallet Secure Cryptographic Application (WSCA) support. PID, Electronic Attestation of Attributes, and cryptographic keys can be stored locally, remotely, or in a combination of both, depending on the policies of the PID Provider and Wallet Provider.
This matters because storage location affects offline use, attack surface, and operational resilience. Local storage supports offline presentation, while remote storage is only suitable for online use and requires stronger protection against single points of failure.
Onboarding is split into clear process blocks
Clause 7 breaks onboarding into Wallet installation and activation, identity proofing and Wallet Unit credentials binding, PID issuance, and cryptographic binding of credentials to the Wallet Unit. It also separates the User, the Subject, the Wallet Unit, and the providers involved.
This structure matters in practice because each block has different checks and evidence. An implementer can use it to assign tasks, design screens and back-end steps, and document who does what.
The document defines what gets provisioned during onboarding
Clause 7.5 covers the data to be provisioned, including Wallet Unit Validity Attestation, Wallet Unit Trust Attestation, cryptographic keys, other Wallet data, PID, PID metadata, and the impact of delegation of representation. Clause 7.7 then explains Proof of Association (PoA) and Proof of Possession (PoP) for cryptographic binding.
That matters because onboarding is not only about issuing PID. It also establishes the technical trust material needed to use the Wallet safely and to show that the right Wallet Unit holds the right credentials.
The document maps onboarding to related mobile identity building blocks
Clause 7.4 maps onboarding with the ISO/IEC 23220 series, including ISO/IEC 23220-1:2023 and ISO/IEC TS WD7 23220-5:2025. This helps readers align Wallet onboarding with related mobile identity architecture and trust concepts.
In practice, this gives system designers a bridge to adjacent mobile identity standards instead of forcing them to interpret onboarding in isolation.
LoA “High” drives the security and identity proofing requirements
Clause 8 contains the requirements to meet LoA “High” and organizes them by process step and topic: wallet installation and activation, identity proofing and Wallet Unit credentials binding, PID issuance, common requirements, Wallet Unit requirements, and authentication factors. It uses mandatory, conditional, recommended, conditional recommended, and possible statements.
This matters because different implementation choices trigger different obligations. For example, the document distinguishes account authentication factors, Wallet Unit authentication factors, and PID key authentication factors, so an implementer must decide which factor protects which action.
Annexes give the practical variants and checks
Annex A gives example onboarding routes such as External Token as a local proxy of the PID Provider, QSCD, OID4VCI, and REST API based on HPKE SA protocol. Annex G groups eligibility checks for the User, the User’s device, the Wallet Provider, and the Wallet Unit.
That matters because organizations can choose a deployment pattern and then see the associated checks and consequences. Annex H adds policy guidance for PID Providers and Wallet Providers.
What terms does SIST-TS CEN/TS 18098:2026 define?
- Person Identification Data (PID) - The data set issued for a person and onboarded into the Wallet as the core identity credential.
- Wallet Unit - The Wallet-side unit that holds or uses PID, attestation material, and credentials within the Wallet environment.
- Wallet Instance - The software part of the Wallet Unit that runs on a device, on a server, or in both places.
- Wallet Secure Cryptographic Device (WSCD) - The trusted device or hardware environment that stores and uses cryptographic assets.
- Wallet Secure Cryptographic Application (WSCA) - The application layer that works with the WSCD to perform secure cryptographic functions.
- Electronic Attestation of Attributes (EAA) - An electronic attestation that allows attributes to be authenticated and used alongside or instead of PID.
- Level of Assurance (LoA) - The assurance concept used to relate onboarding to the eIDAS trust level, especially “High”.
- Proof of Association (PoA) / Proof of Possession (PoP) - PoA links a credential to the Wallet Unit, while PoP proves control of the corresponding private key.
Who uses SIST-TS CEN/TS 18098:2026?
SIST-TS CEN/TS 18098:2026 is used by Wallet Providers, PID Providers, and Conformity Assessment Bodies (CABs) that need to assess onboarding processes against LoA “High”. It is also relevant to implementers of European Digital Identity Wallets, identity proofing services, and teams designing remote or in-person issuance flows.
It is useful in public-sector and private-sector identity ecosystems where a Wallet must receive PID, bind it to a Wallet Unit, and support later presentation to relying parties. It also helps device, cryptographic, and platform teams because the document discusses WSCD, WSCA, eligibility checks, and key storage.
Which standards are used with SIST-TS CEN/TS 18098:2026?
SIST-TS CEN/TS 18098:2026 normatively refers to several documents that support identity proofing, cryptography, and evaluation:
- ISO/IEC 18013-5:2021 - Supports the mobile driving licence concepts used for key handling and related Wallet interoperability.
- ISO/IEC 19989-3 - Provides criteria and methodology for biometric presentation attack detection.
- CEN/TS 18099 - Covers biometric data injection attack detection.
- Common Methodology for Information Technology Security Evaluation - Evaluation methodology - November 2022 - Revision 1 - Supplies the security evaluation methodology referenced by the document.
- ETSI TS 119 461 - Supports identity proofing requirements for trust service subjects.
- RFC 7905 and RFC 8422 - Provide TLS cipher suite references used for secure transport.
The document also works alongside the ISO/IEC 23220 series, especially ISO/IEC 23220-1, ISO/IEC TS 23220-3:2026, and ISO/IEC TS 23220-4, which are named in the clauses, mappings, and annexes as companion building blocks for mobile identity systems.
What does the SIST-TS CEN/TS 18098:2026 document contain?
The document contains a clause-by-clause workflow for onboarding, including wallet installation and activation, identity proofing, PID issuance, and cryptographic binding. It includes tables and mappings that relate onboarding steps to LoA criteria, eIDAS provisions, and the ISO/IEC 23220 series.
Its annexes add practical material such as use-case diagrams and examples, credential format comparisons, eligibility-check guidance, and policy pointers for providers. It also includes figures for example workflows, such as the OID4VCI “full” profile, and a table of ephemeral keys and their security roles.
Relations
- Effective Date
- 25-Aug-2026
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Frequently Asked Questions
SIST-TS CEN/TS 18098:2026 is a technical specification published by the Slovenian Institute for Standardization (SIST). Its full title is "Guidelines for the onboarding of user personal identification data within European Digital Identity Wallets". This standard covers: This document defines and describes the concept of on-boarding of person identification data (PID) within a Wallet. The scope of this document includes cases where a natural person is the User in control of a Wallet. This includes a natural person who is in control of their own information, as well as natural persons who control information to represent another natural person or a legal person. This document considers a single set of PID attributes linked to a single Wallet Unit. This does not exclude the issuance of multiple PIDs representing the same set of PID attributes, e.g. batch issuance. It also provides the general workflow, the roles and responsibilities at stake, and links the on-boarding with the Level of Assurance concept underpinning eIDAS [1]; The scope of this document includes cases where a natural person is the User in control of a wallet. This includes a natural person who is in control of their own data as well as natural persons who control data to represent another natural person or legal person. EXAMPLE If a natural person represents a legal person, the PID provider can issue a "representation PID" in an own Wallet Unit for representation purposes controlled by the natural person Wallet User. The "representation PID" is a kind of attestation which contains PID about the natural person (representative) and about the legal person (representee). This document is limited to the on-boarding of an unique set of person identification data, complying with the legal provisions of eIDAS [1], in particular (1) issued in accordance with Union or National laws, and (2) conformant with the relevant implementing act [5]. The following aspects are out of scope of this document: — the on-boarding of person identification data within a Wallet where the User is a legal person; — other types of on-boarding, such as: — provisioning of person identification data after revocation, expiration or deletion; — addition of other Attributes (under the shape of attestations) in accordance with the requirement of Level of Assurance “High” which are not part of the set of person identification data but are part of the legal identity under National’s laws; — management of person identification data (deletion, update, etc.); — provisioning of person identification data which is not compliant with the relevant implementing act [5]; — provisioning of a partial set of person identification data; — provisioning of supplemental set(s) of person identification data (multiple PIDs);
This document defines and describes the concept of on-boarding of person identification data (PID) within a Wallet. The scope of this document includes cases where a natural person is the User in control of a Wallet. This includes a natural person who is in control of their own information, as well as natural persons who control information to represent another natural person or a legal person. This document considers a single set of PID attributes linked to a single Wallet Unit. This does not exclude the issuance of multiple PIDs representing the same set of PID attributes, e.g. batch issuance. It also provides the general workflow, the roles and responsibilities at stake, and links the on-boarding with the Level of Assurance concept underpinning eIDAS [1]; The scope of this document includes cases where a natural person is the User in control of a wallet. This includes a natural person who is in control of their own data as well as natural persons who control data to represent another natural person or legal person. EXAMPLE If a natural person represents a legal person, the PID provider can issue a "representation PID" in an own Wallet Unit for representation purposes controlled by the natural person Wallet User. The "representation PID" is a kind of attestation which contains PID about the natural person (representative) and about the legal person (representee). This document is limited to the on-boarding of an unique set of person identification data, complying with the legal provisions of eIDAS [1], in particular (1) issued in accordance with Union or National laws, and (2) conformant with the relevant implementing act [5]. The following aspects are out of scope of this document: — the on-boarding of person identification data within a Wallet where the User is a legal person; — other types of on-boarding, such as: — provisioning of person identification data after revocation, expiration or deletion; — addition of other Attributes (under the shape of attestations) in accordance with the requirement of Level of Assurance “High” which are not part of the set of person identification data but are part of the legal identity under National’s laws; — management of person identification data (deletion, update, etc.); — provisioning of person identification data which is not compliant with the relevant implementing act [5]; — provisioning of a partial set of person identification data; — provisioning of supplemental set(s) of person identification data (multiple PIDs);
SIST-TS CEN/TS 18098:2026 is classified under the following ICS (International Classification for Standards) categories: 35.240.15 - Identification cards. Chip cards. Biometrics. The ICS classification helps identify the subject area and facilitates finding related standards.
SIST-TS CEN/TS 18098:2026 has the following relationships with other standards: It is inter standard links to SIST-TS CEN/TS 18099:2025. Understanding these relationships helps ensure you are using the most current and applicable version of the standard.
SIST-TS CEN/TS 18098:2026 is associated with the following European legislation: EU Directives/Regulations: 910/2014. When a standard is cited in the Official Journal of the European Union, products manufactured in conformity with it benefit from a presumption of conformity with the essential requirements of the corresponding EU directive or regulation.
SIST-TS CEN/TS 18098:2026 is available in PDF format for immediate download after purchase. The document can be added to your cart and obtained through the secure checkout process. Digital delivery ensures instant access to the complete standard document.
Standards Content (Sample)
SLOVENSKI STANDARD
01-oktober-2026
Smernice za vnašanje osebnih identifikacijskih podatkov uporabnikov v evropske
denarnice za digitalno identiteto
Guidelines for the onboarding of user personal identification data within European Digital
Identity Wallets
Leitlinien für das Onboarding von persönlichen Identifikationsdaten der Nutzer in
europäischen digitalen Identity Wallets
Lignes directrices pour l'intégration des données d'identification personnelle des
utilisateurs dans les portefeuilles d'identité numérique européens
Ta slovenski standard je istoveten z: CEN/TS 18098:2026
ICS:
35.240.15 Identifikacijske kartice. Čipne Identification cards. Chip
kartice. Biometrija cards. Biometrics
2003-01.Slovenski inštitut za standardizacijo. Razmnoževanje celote ali delov tega standarda ni dovoljeno.
CEN/TS 18098
TECHNICAL SPECIFICATION
SPÉCIFICATION TECHNIQUE
June 2026
TECHNISCHE SPEZIFIKATION
ICS 35.240.15
English Version
Guidelines for the onboarding of user personal
identification data within European Digital Identity
Wallets
Lignes directrices pour l'intégration des données Leitlinien für das Onboarding von persönlichen
d'identification personnelle des utilisateurs dans les Identifikationsdaten der Nutzer in europäischen
portefeuilles d'identité numérique européens digitalen Identity Wallets
This Technical Specification (CEN/TS) was approved by CEN on 17 March 2026 for provisional application.
The period of validity of this CEN/TS is limited initially to three years. After two years the members of CEN will be requested to
submit their comments, particularly on the question whether the CEN/TS can be converted into a European Standard.
CEN members are required to announce the existence of this CEN/TS in the same way as for an EN and to make the CEN/TS
available promptly at national level in an appropriate form. It is permissible to keep conflicting national standards in force (in
parallel to the CEN/TS) until the final decision about the possible conversion of the CEN/TS into an EN is reached.
CEN members are the national standards bodies of Austria, Belgium, Bulgaria, Croatia, Cyprus, Czech Republic, Denmark, Estonia,
Finland, France, Germany, Greece, Hungary, Iceland, Ireland, Italy, Latvia, Lithuania, Luxembourg, Malta, Netherlands, Norway,
Poland, Portugal, Republic of North Macedonia, Romania, Serbia, Slovakia, Slovenia, Spain, Sweden, Switzerland, Türkiye and
United Kingdom.
EUROPEAN COMMITTEE FOR STANDARDIZATION
COMITÉ EUROPÉEN DE NORMALISATION
EUROPÄISCHES KOMITEE FÜR NORMUNG
CEN-CENELEC Management Centre: Rue de la Science 23, B-1040 Brussels
© 2026 CEN All rights of exploitation in any form and by any means reserved Ref. No. CEN/TS 18098:2026 E
worldwide for CEN national Members.
Contents Page
European foreword . 6
Introduction . 7
1 Scope . 9
2 Normative references . 9
3 Terms and definitions . 10
4 Abbreviated terms . 21
5 Conformance claim . 23
6 Data storage location & on-boarding . 23
6.1 Architecture of the Wallet . 24
6.2 Storage of PID(s) and Electronic Attestation(s) of Attribute . 25
6.3 Storage of cryptographic keys . 25
7 Guidelines for on-boarding workflow . 26
7.1 General . 26
7.2 On-boarding . 26
7.2.1 Overview . 26
7.2.2 User vs Subject . 29
7.2.3 Wallet installation and activation . 29
7.2.4 Identity proofing & Wallet Unit credentials binding . 36
7.2.5 PID issuance . 38
7.3 Possible on-boarding workflows . 40
7.3.1 Regular workflow . 40
7.3.2 Alternative workflow . 40
7.4 Mapping of on-boarding with ISO/IEC 23220 series . 41
7.4.1 Mapping with ISO/IEC 23220-1:2023 [18] . 41
7.4.2 Mapping with ISO/IEC TS WD7 23220-5:2025 [25] . 43
7.5 Data to be provisioned during on-boarding . 44
7.5.1 Overview . 44
7.5.2 Wallet Unit Validity Attestation . 44
7.5.3 Wallet Unit Trust Attestation . 45
7.5.4 Cryptographic keys . 46
7.5.5 Other Wallet data . 52
7.5.6 PID . 53
7.5.7 PID metadata . 55
7.5.8 Impact of delegation of representation . 56
7.6 Considerations regarding the Wallet Provider . 58
7.6.1 Responsibilities of the Wallet Provider . 58
7.6.2 Wallet Provider vs supplier and subcontractor . 58
7.6.3 Privacy and data protection aspects . 58
7.7 Cryptographic binding of credentials to a Wallet Unit . 59
7.7.1 Overview . 59
7.7.2 Process to cryptographically bind a credential to the Wallet Unit . 59
7.7.3 Proof of Association (PoA) . 59
7.7.4 Proof of Possession (PoP) . 60
8 Requirements to meet the Level of Assurance 'High" . 61
8.1 General . 61
8.2 Wallet installation and activation . 62
8.2.1 User eligibility checks and User Account creation . 62
8.2.2 Client application loading and installation . 62
8.2.3 Binding between the User, the User's device and the Wallet Unit . 62
8.2.4 Configuration of the Wallet Unit . 65
8.2.5 Initialisation of the Wallet Unit . 66
8.2.6 Finalisation . 67
8.3 Identity proofing & Wallet Unit credentials binding . 67
8.3.1 Requirements applicable to the whole process . 67
8.3.2 Identification of the Subject . 67
8.3.3 Identity verification of the User . 68
8.3.4 Identification and authentication of the Wallet Unit . 80
8.3.5 Verification of binding between the identified User and the Wallet Unit . 80
8.3.6 Verification of the relationship between the identified User and the Subject . 80
8.3.7 Collection of information needed to issue credentials . 80
8.4 PID issuance . 82
8.4.1 Requirements applicable to the whole process . 82
8.4.2 Eligibility checks of the Wallet and issuance of PID . 82
8.4.3 Identification and authentication of the Wallet Unit . 82
8.4.4 Provisioning of credentials . 82
8.4.5 Finalisation of PID issuance . 83
8.5 Case of alternative workflows for on-boarding . 83
8.5.1 C-REQ . 83
8.6 Requirements common to all processes . 83
8.6.1 REQ . 83
8.6.2 C-REQ . 84
8.6.3 C-REQ . 84
8.6.4 REQ . 84
8.7 Requirements regarding the Wallet Unit . 85
8.7.1 REQ . 85
8.7.2 REQ . 85
8.7.3 REQ . 85
8.7.4 REQ . 85
8.7.5 RECO . 86
8.7.6 C-REQ . 86
8.7.7 REQ . 86
8.7.8 RECO . 86
8.7.9 REQ . 86
8.7.10 REQ . 86
8.7.11 C-REQ . 87
8.7.12 REQ . 87
8.7.13 POS . 87
8.8 Requirements regarding authentication factors . 87
8.8.1 REQ . 87
8.8.2 REQ . 87
8.8.3 REQ . 87
8.8.4 REQ . 88
8.8.5 C-REQ . 88
8.8.6 C-REQ . 88
8.8.7 C-REQ . 89
8.8.8 C-REQ . 89
8.8.9 C-REQ . 89
8.8.10 C-REQ . 89
8.8.11 C-REQ . 90
8.8.12 C-RECO . 90
8.8.13 C-REQ . 90
8.8.14 C-REQ . 91
Annex A (informative) Use cases for on-boarding . 92
A.1 General . 92
A.2 On-boarding using an External Token as a local proxy of the PID Provider . 92
A.2.1 Overview . 92
A.2.2 Detailed description . 92
A.2.3 Coverage of the on-boarding processes . 94
A.2.4 Example of implementation . 95
A.2.5 Pros and cons . 96
A.3 On-boarding using a Qualified Signature Creation Device (QSCD) . 97
A.3.1 Overview . 97
A.3.2 Detailed description . 97
A.3.3 Coverage of the on-boarding processes . 98
A.3.4 Pros and Cons . 99
A.4 On-boarding with a Wallet Unit using an External Token as WSCD/WSCA . 100
A.4.1 Overview . 100
A.4.2 Detailed description . 100
A.4.3 Coverage of the on-boarding . 107
A.4.4 Examples of implementation . 108
A.4.5 Risk assessment and mitigation measures . 110
A.4.6 Pros and cons . 111
A.5 On-boarding using OID4VCI . 111
A.5.1 Overview . 111
A.5.2 Detailed description (OID4CVCI protocol supplemented by the work of POTENTIAL
Large Scale Pilot [52]) . 111
A.5.3 Detailed description (OID4CVCI protocol supplemented by HAIP [53]) . 117
A.5.4 Coverage of the on-boarding (OID4CVCI protocol supplemented by the work of
POTENTIAL Large Scale Pilot [52]) . 117
A.5.5 Example of implementation (OID4CVCI protocol supplemented by the work of
POTENTIAL Large Scale Pilot [52]) . 118
A.5.6 Pros and cons . 123
A.6 On-boarding using REST API (based on HPKE SA protocol) . 123
A.6.1 Overview . 123
A.6.2 Detailed description . 123
A.6.3 Coverage of the on-boarding . 124
A.6.4 Pros and cons . 125
Annex B (informative) Requirements to meet the Level of Assurance 'High" in the context
of the use cases for on-boarding . 126
B.1 General . 126
B.2 On-boarding using OID4VCI . 126
B.2.1 REQ-OIDVCI . 126
B.2.2 REQ-OIDVCI . 126
B.2.3 REQ-OIDVCI . 127
B.2.4 REQ-OIDVCI . 127
B.2.5 REQ-OIDVCI . 127
B.3 On-boarding using REST API (based on HPKE SA protocol) . 127
B.3.1 REQ-RESTAPI . 127
B.3.2 REQ-RESTAPI . 128
B.3.3 REQ-RESTAPI . 128
B.3.4 REQ-RESTAPI . 128
B.3.5 REQ-RESTAPI . 128
B.3.6 REQ-RESTAPI . 129
Annex C (informative) Example of use cases of Electronic Attestation of Attribute(s) from
the PID set . 130
C.1 General . 130
C.2 Support of data minimization and control of the level of trust . 130
C.2.1 Overview . 130
C.2.2 Benefits of Electronic Attestation of Attribute(s) from the PID set . 131
C.2.3 Mapping of Electronic Attestation of Attribute(s) from the PID set and PID to the
various contexts . 132
C.3 Creation of a single bundle combining one or several Attribute(s) and the
Attribute(s) of the PID set to which they relate . 133
C.3.1 Overview . 133
C.3.2 Benefits of Electronic Attestation of Attribute(s) . 133
C.4 Comparison with PID . 134
Annex D (informative) Overview of the ephemeral keys a Wallet Unit can use . 135
Annex E (informative) On-boarding and Electronic Attestations of Attributes . 137
E.1 Overview . 137
E.2 Format of credentials . 137
E.3 Electronic Attestation of Attribute(s) from the PID set . 138
Annex F (informative) Other possible credential formats . 139
Annex G (informative) Eligibility checks . 142
G.1 Overview . 142
G.2 Eligibility checks of the User . 142
G.3 Eligibility checks of the User's device . 142
G.4 Eligibility checks of the Wallet Provider and Wallet Unit . 143
Annex H (informative) On-boarding policies . 144
Annex I (informative) Mapping of the criteria for LoA "High" with the requirements for
on-boarding . 145
Annex J (informative) Mapping of on-boarding with the criteria for Level of Assurance . 156
J.1 Overview . 156
J.2 Enrolment . 156
J.3 Electronic identification means management . 156
J.4 Management and organisation . 158
J.5 Coverage of the LoA criteria . 159
Annex K (informative) Coverage of the provisions of eIDAS [1] by this document . 162
Bibliography . 164
European foreword
This document (CEN/TS 18098:2026) has been prepared by Technical Committee CEN/TC 224
“Personal idéntification and related personal devices with secure element, systems, operations and
privacy in a multi sectorial environment”, the secretariat of which is held by AFNOR.
Attention is drawn to the possibility that some of the elements of this document may be the subject of
patent rights. CEN shall not be held responsible for identifying any or all such patent rights.
Any feedback and questions on this document should be directed to the users’ national standards body.
A complete listing of these bodies can be found on the CEN website.
According to the CEN/CENELEC Internal Regulations, the national standards organisations of the
following countries are bound to announce this Technical Spécification: Austria, Belgium, Bulgaria,
Croatia, Cyprus, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland,
Ireland, Italy, Latvia, Lithuania, Luxembourg, Malta, Netherlands, Norway, Poland, Portugal, Republic
of North Macedonia, Romania, Serbia, Slovakia, Slovenia, Spain, Sweden, Switzerland, Tu�rkiyé and the
United Kingdom.
Introduction
The amended eIDAS [1] regulation introduces the concept of on-boarding of person idéntification data
of natural or legal persons within a Wallet. In addition, the amended eIDAS [1] clarifiés that on-boarding
is also subject to conformity with the Level of Assurance “High”.
This entails first to définé (1) the concept of on-boarding and (2) how to implement it.
In addition, despite the requirements for the Level of Assurance “High” pursuant to eIDAS [1] are définéd
in the annex of implementing act 2015/1502 [2] (legally binding) and further réfinéd in a supporting
guidance prepared by the eIDAS cooperation group [3] (non-binding), they remain difficult to interpret
as they are fuzzy, which leads to diverging interpretations between Member States.
This document aims at solving these two shortcomings by providing harmonized définition, procedures
and technical framework for the on-boarding of person idéntification data of natural or legal person
within a Wallet, in line with the requirements of Level of Assurance “High” pursuant to eIDAS [1].
This document will sustain:
a) a shared understanding of trust, security and quality of person idéntification data obtained from
Wallet by third parties;
b) harmonized procedures and technical framework applied for the on-boarding within the Wallet,
taking into account all the best practices;
c) convergence of existing procedures and technical framework supporting the on-boarding within
the Wallet;
NOTE 1 While eIDAS [1] talks of "on-boarding of users", this document talks of “on-boarding of person
idéntification data” as it is more accurate to describe the process at stake.
NOTE 2 Many of the concepts and principles introduced by the first version of eIDAS are not modifiéd by the
amended version of eIDAS [1] and thus remain valid, e.g. Level of Assurance.
This document idéntifiés:
— the data to be sent and stored in the wallet as part of the on-boarding as well as their format;
— the main scenarios for the on-boarding of person idéntification data within European Digital
Identity Wallets;
— the requirements to achieve on-boarding reaching the Level of Assurance “High” pursuant to the
annex of CIR 2015/1502 [2];
— for each of the scenario aforementioned the additional requirements to be met to achieve on-
boarding reaching the Level of Assurance “High” pursuant to the annex of CIR 2015/1502 [2];
— the qualifications, expertise, skills and potentially accreditations needed for the conformity
assessment by a Conformity Assessment Body (CAB) of the on-boarding of person idéntification
data within a Wallet;
— the services and resources that could be used – if available – for the successful on-boarding which
can only be provided by Member States;
In addition, this document définés the metadata, scenarios, and particular requirements which are
relevant during the on-boarding phase such that the Wallet can support after the on-boarding the
spécific privacy requirements explicitly envisioned in eIDAS [1], i.e.
— “[…] enable the user in a manner that is user-friendly, transparent, and traceable by the user […]”
in eIDAS [1] article 5a(4);
— “Users shall have full control of the use of and of the data in their European Digital Identity
Wallet“ in eIDAS [1] article 5a(14);
— “[…] Personal data relating to the provision of the European Digital Identity Wallet shall be kept
logically separate from any other data held by the provider of the European Digital Identity Wallet
[…]” in eIDAS[1] article 5a(14);
— transparency of digital transactions, by making available to the User the descriptions of past
transactions as well as data that were exchanged.
This document covers the various ways to carry out on-boarding of person idéntification data:
— in the course of a face to face interaction;
— remotely, including the use of either electronic idéntification means conforming to Level of
Assurance “High” or electronic idéntification means conforming to Level of Assurance “Substantial”
in conjunction with additional remote on-boarding procedures that together meet the
requirements of Level of Assurance “High” as envisioned by eIDAS [1] article 5a(5) (a)(v) and article
5a(24).
This document is neutral with regard to the location of the storage of person idéntification data: they
can be stored locally and/or remotely, and this document covers both cases. Local and remote storage
are définéd in the Architecture and Reference Framework [4]. Local storage of person idéntification
data means storage of person idéntification data in the client side of the Wallet and/or in an External
Token controlled by the User of the Wallet (e.g. electronic identity document, electronic idéntification
means,…) and remote storage of person idéntification data means storage of person idéntification data
in the server side of the Wallet (a cloud or remote server) endowed with Hardware Security Module(s)
(HSM).
This document is neutral with regard to the Wallet architecture. It applies to (1) Wallets comprising
only a client application (e.g. application on a mobile device), (2) Wallets entirely based on a server
without a client application (e.g. server Wallet accessed through a web browser), or (3) combination
thereof.
NOTE 3 This document will be further improved and réfinéd in subsequent versions.
1 Scope
This document définés and describes the concept of on-boarding of person idéntification data (PID)
within a Wallet. The scope of this document includes cases where a natural person is the User in control
of a Wallet. This includes a natural person who is in control of their own information, as well as natural
persons who control information to represent another natural person or a legal person. This document
considers a single set of PID attributes linked to a single Wallet Unit. This does not exclude the issuance
of multiple PIDs representing the same set of PID attributes, e.g. batch issuance.
It also provides the general workflow, the roles and responsibilities at stake, and links the on-boarding
with the Level of Assurance concept underpinning eIDAS [1];
The scope of this document includes cases where a natural person is the User in control of a wallet. This
includes a natural person who is in control of their own data as well as natural persons who control
data to represent another natural person or legal person.
EXAMPLE If a natural person represents a legal person, the PID provider can issue a "representation PID" in
an own Wallet Unit for representation purposes controlled by the natural person Wallet User. The "representation
PID" is a kind of attestation which contains PID about the natural person (representative) and about the legal
person (representee).
This document is limited to the on-boarding of an unique set of person idéntification data, complying
with the legal provisions of eIDAS [1], in particular (1) issued in accordance with Union or National
laws, and (2) conformant with the relevant implementing act [5].
The following aspects are out of scope of this document:
— the on-boarding of person idéntification data within a Wallet where the User is a legal person;
— other types of on-boarding, such as:
— provisioning of person idéntification data after revocation, expiration or deletion;
— addition of other Attributes (under the shape of attestations) in accordance with the
requirement of Level of Assurance “High” which are not part of the set of person idéntification
data but are part of the legal identity under National’s laws;
— management of person idéntification data (deletion, update, etc.);
— provisioning of person idéntification data which is not compliant with the relevant
implementing act [5];
— provisioning of a partial set of person idéntification data;
— provisioning of supplemental set(s) of person idéntification data (multiple PIDs);
2 Normative references
The following documents are referred to in the text in such a way that some or all of their content
constitutes requirements of this document. For dated references, only the edition cited applies. For
undated references, the latest edition of the referenced document (including any amendments) applies.
ISO/IEC 18013-5:2021, Personal identification — ISO-compliant driving licence — Part 5: Mobile driving
licence (mDL) application
ISO/IEC 19989-3, Information security — Criteria and methodology for security evaluation of biometric
systems — Part 3: Presentation attack detection
CEN/TS 18099, Biometric data injection attack detection
Common Methodology for Information Technology Security Evaluation - Evaluation methodology -
November 2022 - Revision 1 (https://www.commoncriteriaportal.org/filés/ccfilés/CEM2022R1.pdf)
ETSI TS 119 461, Electronic Signatures and Infrastructures (ESI); Policy and security requirements for
trust service components providing identity proofing of trust service subjects v2.1.1
RFC 7905, ChaCha20-Poly1305 Cipher Suites for Transport Layer Security (TLS)
RFC 8422, Elliptic Curve Cryptography (ECC) Cipher Suites for Transport Layer Security (TLS) Versions
1.2 and Earlier
3 Terms and definitions
For the purposes of this document, the following terms and définitions apply.
ISO and IEC maintain terminology databases for use in standardization at the following addresses:
— IEC Electropedia: available at http://www.electropedia.org/
— ISO Online browsing platform: available at http://www.iso.org/obp
3.1
action key
key used by an mdoc App to endorse one of its actions, such as credential holder vérification
[SOURCE: ISO/IEC TS 23220-4:2026 [6], 7.2.5.5 and A.1.5]
3.2
Attribute
characteristic, quality, right or permission of a natural or legal person or of an object
Note 1 to entry: A Credential is an evidence supporting a claim of Attribute of any type (including identity
Attribute). Credential may contain none, one or several Attributes. The following items are Credentials:
— PID;
— Electronic attestation of Attributes (EAA);
— Electronic attestation of Attributes issued by or on behalf of a public sector body responsible for an authentic
source;
— Qualifiéd Electronic Attestation of Attributes (QEAA);
— Wallet Unit trust attestation;
— Wallet Unit Validity Attestation.
Note 2 to entry: This définition is drawn from eIDAS [1] article 2.
3.3
binding
act or process of securing, attaching, or tying something together
Note 1 to entry: It can also describe as a state of being committed or obligated.
Note 2 to entry: Binding is the logical link established between two or more items. These items may be data, person
or entity. This binding can be for instance between data and issuer, data and person, data and device or person
and device.
3.4
biographical data
personalized details of the bearer of the document appearing as text in the visual and machine readable
zones on the MRTD, or on the chip if present.
Note 1 to entry: The document is an identity document compliant with ICAO doc 9303 Ed8 [7] which may be a
passport, a travel document or an identity card.
[SOURCE: ICAO doc 9303 Ed8 [7] part 1]
3.5
conformity assessment
demonstration that spécifiéd requirements are fulfilléd
[SOURCE: EN ISO/IEC 17000:2020 [8]]
3.6
conformity assessment body
CAB
body that performs conformity assessment activities including calibration, testing, cértification and
inspection
Note 1 to entry: This définition is drawn from [9]
3.7
Credential
evidence or testimonials that support a claim of identity or assertion of an Attribute and usually are
intended to be used more than once
Note 1 to entry: A Credential is an evidence supporting a claim of Attribute of any type (including identity
Attribute). A Credential may take various encoding formats. For instance a Credential may contain or not the
Attribute, or may be signed by an authority or not. The following items are Credentials:
— PID;
— Electronic attestation of Attributes (EAA);
— Electronic attestation of Attributes issued by or on behalf of a public sector body responsible for an authentic
source;
— Qualifiéd Electronic Attestation of Attributes (QEAA);
— Wallet Unit Trust Attestation;
— Wallet Unit Validity Attestation.
Note 2 to entry: This meaning of Credentials is much larger than the one considered in
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