ISO 13616:2003

Banking and related financial services — International bank account number (IBAN)

ISO 13616:2003 specifies the elements of an international bank account number (IBAN), used to facilitate the processing of data in data interchange internationally -- in financial environments as well as within and between other industries. The IBAN is designed for automated processing, but can also be conveniently used in other media interchange when appropriate (paper document exchange, etc.). ISO 13616 does not specify internal procedures, file organization techniques, storage media, languages, etc. to be used in its implementation. Nor is it designed to facilitate the routing of messages within a network. It is applicable to the textual data which might be conveyed through a system (network).

Banque et services financiers connexes — Numéro de compte bancaire international (IBAN)

General Information

• Status: Withdrawn
• Publication Date: 23-Jul-2003
• Withdrawal Date: 23-Jul-2003
• ICS: 03.060 - Finances. Banking. Monetary systems. Insurance
• Technical Committee: ISO/TC 68 - Financial services
• Drafting Committee: ISO/TC 68 - Financial services
• Current Stage: 9599 - Withdrawal of International Standard
• Completion Date: 23-Feb-2007

Relations

• Revised: ISO 13616-2:2007 - Financial services - International bank account number (IBAN) — Part 2: Role and responsibilities of the Registration Authority
• Effective Date: 15-Apr-2008
• Revised: ISO 13616-1:2007 - Financial services - International bank account number (IBAN) — Part 1: Structure of the IBAN
• Effective Date: 15-Apr-2008
• Revises: ISO 13616:1997 - Banking and related financial services — International Bank Account Number (IBAN)
• Effective Date: 15-Apr-2008
• Consolidated By: ISO 4210-4:2014 - Cycles — Safety requirements for bicycles — Part 4: Braking test methods
• Effective Date: 06-Jun-2022

Standards Content (Sample)

INTERNATIONAL ISO
STANDARD 13616
Second edition
2003-08-01


Banking and related financial services —
International bank account number
(IBAN)
Banque et services financiers connexes — Numéro de compte bancaire
international (IBAN)




Reference number
ISO 13616:2003(E)
©
ISO 2003

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ISO 13616:2003(E)
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ISO 13616:2003(E)
Foreword
ISO (the International Organization for Standardization) is a worldwide federation of national standards bodies
(ISO member bodies). The work of preparing International Standards is normally carried out through ISO
technical committees. Each member body interested in a subject for which a technical committee has been
established has the right to be represented on that committee. International organizations, governmental and
non-governmental, in liaison with ISO, also take part in the work. ISO collaborates closely with the
International Electrotechnical Commission (IEC) on all matters of electrotechnical standardization.
International Standards are drafted in accordance with the rules given in the ISO/IEC Directives, Part 2.
The main task of technical committees is to prepare International Standards. Draft International Standards
adopted by the technical committees are circulated to the member bodies for voting. Publication as an
International Standard requires approval by at least 75 % of the member bodies casting a vote.
Attention is drawn to the possibility that some of the elements of this document may be the subject of patent
rights. ISO shall not be held responsible for identifying any or all such patent rights.
ISO 13616 was prepared by Technical Committee ISO/TC 68, Banking, securities and other financial services.
This second edition cancels and replaces the first edition (ISO 13616:1997), which has been technically
revised.
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ISO 13616:2003(E)
Introduction
The use of electronic communication media and services internationally for the cross-border transmission of
information and payment and payment-related transactions between financial institutions, as well as between
financial institutions and their customers, continues to increase dramatically. In order to facilitate automated
processes in this environment, this International Standard has been developed by ISO/TC 68 as a means by
which financial institutions and their customers can exchange, through inter-industry electronic data
interchange (EDI), customer account identification details in a machine-readable form. It also makes provision
for validation of the information provided.
In developing this International Standard, it was recognized that a single, universal method for identifying the
account and banking relationship for customers of financial institutions was not practical. Accordingly, this
International Standard recognizes that financial institutions would wish to retain, wherever possible, their
current national identification methods. It therefore provides a method whereby a minimum amount of change
to existing systems is required and, at the same time, proposes a means of structuring the information in a
way that promotes automated processing of the information provided.
The use of this International Standard in electronic data interchange should
a) reduce the need for manual intervention in the processing of inter-industry and intra-industry data
interchange,
b) improve the level of confidence in the accuracy of the information provided, and
c) provide certainty that the information provided is relevant to the country of ownership of the account.
It is recognized that the IBAN would be of use in a paper environment. The use of information to further qualify
details of the financial institution at which the IBAN applies is not precluded by their use outside of the IBAN.
Calculation and validation of the check digits are defined in Annex B.

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INTERNATIONAL STANDARD ISO 13616:2003(E)

Banking and related financial services — International bank
account number (IBAN)
1 Scope
This International Standard specifies the elements of an international bank account number (IBAN), used to
facilitate the processing of data in data interchange internationally — in financial environments as well as
within and between other industries. The IBAN is designed for automated processing, but can also be
conveniently used in other media interchange when appropriate (paper document exchange, etc.).
This International Standard does not specify internal procedures, file organization techniques, storage media,
languages, etc. to be used in its implementation. Nor is it designed to facilitate the routing of messages within
a network. It is applicable to the textual data which might be conveyed through a system (network).
2 Normative references
The following referenced documents are indispensable for the application of this document. For dated
references, only the edition cited applies. For undated references, the latest edition of the referenced
document (including any amendments) applies.
ISO 3166:1993, Codes for the representation of names of countries
ISO 7064:1983, Data processing — Check character systems
ISO 8908:1993, Banking and related financial services — Vocabulary and data elements
ISO 9362:1994, Banking — Banking telecommunication messages — Bank identifier codes
3 Terms and definitions
For the purposes of this document, the following terms and definitions apply.
3.1
basic bank account number
BBAN
identifier used by financial institutions in individual countries, generally as part of a national account
numbering scheme, which uniquely identifies an account of a customer at a financial institution
3.2
international bank account number
IBAN
an expanded version of the basic bank account number (BBAN), used internationally to uniquely identify the
account of a customer at a financial institution
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