SIST EN 726-5:2004

Identification card systems - Telecommunications integrated circuit(s) cards and terminals - Part 5: Payment methods

This part of EN726 specifies payment methods for telecommunication applications, using ICcards. These payment methods are not necessarily linked to the applications which use them, and they can be used by more than one application. This part of EN 726 gives guidance on the interface between the ICcard and the external world, using the tools given in EN 726-3:1994 and prEN 726-7. This part of EN726 considers an open system, in which the payment methods will be used. A closed system is a special case of the open system.

Systemes de carte d'identification - Cartes a circuit intégré et terminaux pour les télécommunications - Partie 5: Méthodes de paiement

Cette partie de l'EN726 spécifie les méthodes de paiement pour les applications de télécommunication utilisant des cartes à circuit intégré. Ces méthodes de paiement ne sont pas nécessairement liées aux applications qui les utilisent, et peuvent être utilisées par plus d'une application. Cette partie de l'EN 726 donne des indications sur l'interface entre la carte et le monde extérieur, en utilisant les outils fournis dans l'EN 726-3:1994 et le prEN726-7. Cette partie de l'EN726 considère un système ouvert, dans lequel les méthodes de paiement seront utilisées. Un système fermé est un cas particulier du système ouvert.

Identification card systems - Telecommunications integrated circuit(s) cards and terminals - Part 5: Payment methods

General Information

• Status: Published
• Publication Date: 30-Apr-2004
• ICS: 35.240.15 - Identification cards. Chip cards. Biometrics
• Technical Committee: BFS - Banking and related financial services
• Current Stage: 6060 - National Implementation/Publication (Adopted Project)
• Start Date: 01-May-2004
• Due Date: 01-May-2004
• Completion Date: 01-May-2004
• Ref Project: EN 726-5:1999 - Identification card systems - Telecommunications integrated circuit(s) cards and terminals - Part 5: Payment methods

Overview

EN 726-5:1999 - Identification card systems: Telecommunications integrated circuit(s) cards and terminals - Part 5: Payment methods specifies payment methods for telecommunication applications that use integrated circuit cards (ICcards). The standard defines how payment schemes can be provided independently of the telecom applications that use them, and how a single payment method may serve multiple applications. It also provides guidance on the card ↔ external world interface using tools from EN 726-3:1994 and prEN 726-7, and frames payment in an open system context (a closed system being a special case).

Key topics and requirements

• Scope of payment methods: Defines the conceptual boundaries for payment schemes intended for telecommunication ICcards, emphasizing reusability across applications.
• Interface guidance: Guidance on the interface between ICcards and external terminals or network elements, referencing the mechanisms and tools in EN 726-3:1994 and prEN 726-7.
• Open vs closed systems: Treats payment methods within an open-system model (interoperability and multi-party use), with closed systems described as a subset.
• Interoperability focus: Emphasizes design approaches that enable a payment method to be used by multiple applications and terminals.
• Implementation considerations: Addresses practical interface and architecture concerns relevant to deploying payment methods in telecom environments (cards, terminals, and external systems).

Note: EN 726-5:1999 provides guidance and structural requirements rather than prescribing specific proprietary technologies or algorithms.

Practical applications

EN 726-5:1999 is relevant wherever telecommunication services need integrated-card-based payment support, for example:

• Prepaid telephony implementations using smart cards
• Operator billing and value-added service billing where multiple services share a payment mechanism
• Multi-application ICcards in mobile or public telephony contexts
• Terminals and vending devices that accept telecom ICcards for payment

Who should use this standard

• Telecom operators and service designers implementing card-based payment options
• Smart card manufacturers and ICcard application developers
• Terminal and kiosk vendors integrating payment-capable telecommunications terminals
• Systems integrators, security architects, and testing laboratories validating interoperability and interface conformance
• Standards bodies and procurement teams specifying compliant telecom payment solutions

Related standards

• EN 726-3:1994 - tools and mechanisms for ICcard interfaces referenced by Part 5
• prEN 726-7 - additional guidance on card/terminal interactions

Keywords: EN 726-5:1999, identification card systems, telecommunications integrated circuit cards, ICcards payment methods, open system, card-terminal interface, EN 726-3, prEN 726-7, telecom payment standards.

Standards Content (Sample)

SLOVENSKI STANDARD
01-maj-2004
Identification card systems - Telecommunications integrated circuit(s) cards and
terminals - Part 5: Payment methods
Identification card systems - Telecommunications integrated circuit(s) cards and
terminals - Part 5: Payment methods
Systemes de carte d'identification - Cartes a circuit intégré et terminaux pour les
télécommunications - Partie 5: Méthodes de paiement
Ta slovenski standard je istoveten z: EN 726-5:1999
ICS:
35.240.15 Identifikacijske kartice in Identification cards and
sorodne naprave related devices
2003-01.Slovenski inštitut za standardizacijo. Razmnoževanje celote ali delov tega standarda ni dovoljeno.
...